409 4th Street Ludington, MI ^$ 199,000

409 4th Street

^$ 199,000

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Recently Listed

409 4th Street

Ludington, MI, 49431

^$ 199,000

Bedrooms-- Baths2.0

Monthly Estimate*

^$ 1,374

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Multi-Family Home for sale in Ludington, MI

for $199,000 with 2 full baths. This home was built in 1900 on a lot size of 0.19.

This multi-unit property in Ludington offers a practical investment with multiple income-producing dwellings on an 8,407-square-foot lot. The building contains two units, providing flexibility for owner-occupancy, rental operations, or a mix of both. Each unit includes two bedrooms, dedicated kitchen and bathroom spaces, with a detached garage adding storage and utility value. The property's configuration and established layout make it suitable for investors seeking diversified residential real estate in the Ludington area.

Multi-Family Active

Price

^$ 199,000

Full Bath

Property Type

Multi-Family

Taxes

^$ 4,501

Style

2 to 4 Units

Lot Size

0.19

Year Built

1900

Town/City

Ludington

County/Region

Mason

MLS | Web ID

26051606

Features

General

Heating Forced Air Wall Furnace

Cooling None

Utilities Phone Available Cable Available Natural Gas Connected Electricity Connected

Possession Close Of Escrow

Construction Materials Concrete

Year Built 1900

Tenant Pays Electric Gas

Township Ludington

Property Subtype 2 to 4 Units

Tax Year 2026

County Mason

New Construction false

Property Type Multi Family

Attached Garage false

Status Active

Directions From Ludington Ave/US-10: S on Washington Ave. E onto Fourth street. Property on the left at the corner of Taylor St.

City Ludington

High School District Ludington

Zoning Description Residential 2A

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 8407

Listing Terms VA Loan Rural Development MSHDA FHA Cash Conventional

Land Lease Y/N N

Tax Annual Amount 4501

Lease Renewal Y/N N

Additional Parcels Y/N N

Rent Control Y/N N

Standard Status Active

Occupancy Type Tenant

Tax Assessed Value 76711

Legal Description ADDITION NO. 2 LOT 10 BLOCK 102.

Senior Community None

Interior

Basement Crawl Space

Basement (Y/N) false

Air Conditioning Y/N false

Heating Y/N true

Laundry Features Common Area Laundry Room

Total Baths 2

Exterior

Parking Features Unpaved

Lot Features Sidewalk Corner Lot

Total Parking 2

Lot Size Area 0.19

Number of Buildings 1

Spa N

Lot Dimensions 60 x 140

Lot Size Acres 0.19

Road Surface Type Paved

Waterfront Y/N false

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 409

* Excluded Features

List By

Coldwell Banker Anchor-Hart

Broker

rickquinn@frontier.com

Affordability Calculator

$1,750

Per Month

Monthly Principal & Interest: $1,374
Monthly Property Taxes: $375
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Ludington, MI

Average List Price ^$332,483

Percent of Sale Price 67%

About Ludington, MI

8,282 Population

0% Since 2002

^$36,498 Median Income

41.21 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

251574 Elementary School

251186 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/28/2026	$199,000		Listed Price

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409 4th Street, Ludington, MI, 49431 is a Multi-Family Home for sale at $199,000 with a lot size of 0.19. 409 4th Street has 2.0 baths and was built in 1900. The property's zip code is 49431 which is in Ludington, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of MichRIC, LLC

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of MichRIC, LLC. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information Deemed Reliable But Not Guaranteed

Data is updated as of 10/13/2026.

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409 4th Street

Multi-Family Home for sale in Ludington, MI

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