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431 Mountaintop Road Mc Henry, MD $ 949,000
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431 Mountaintop Road
$ 949,000
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431 Mountaintop Road

Mc Henry, MD, 21541
$ 949,000
Bedrooms5 Baths3.1 Sq 3,285

Monthly Estimate*

$ 5,992

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Single Family Home for sale in Mc Henry, MD

for $949,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,285 square foot home was built in 2005 on a lot size of 0.57.

Welcome to 431 Mountaintop Road at Deep Creek Lake! This 5 bedroom, 3.5 bathroom mountain retreat offers over 3200 square feet of finished living space on 3 levels. The Deep Creek Highlands community offers premium amenities including lake access, tennis courts, outdoor pool in the summer seasons and walking trails to a scenic overlook. This home offers a main level bedroom with en-suite bathroom provides layout functionality and convenience, two gas fireplaces for warmth and ambiance in the winter months, a four-seasons screened-in room, paved driveway and a private, mountain feel. New roof and completely repainted interior in 2025! Call today to schedule private tour of this excellent mountain home!

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Single Family Active

Price

$ 949,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 6,102

Style

Chalet

Lot Size

0.57

Year Built

2005

Town/City

Mc Henry

County/Region

Garrett

MLS | Web ID

MDGA2012814
Features
General
Living Area 3285
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Architectural Shingle
Zoning R
HOA Fee 1367.00
Association Fee Includes Common Area Maintenance Management Pool(s) Road Maintenance Security Gate Snow Removal Pier/Dock Maintenance
Architectural Style Chalet
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 2005
Electric 200+ Amp Service
View Mountain
Levels 3
Tax Year 2023
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County GARRETT
New Construction N
Property Type Residential
Association Amenities Common Grounds Gated Community Picnic Area Pier/Dock Pool - Outdoor Water/Lake Privileges Tennis Courts
HOA Y
Subdivision Name DEEP CREEK HIGHLANDS
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions 431 Mountaintop Road McHenry MD in GPS. Gated community.
City MC HENRY
Body of Water Deep Creek Lake
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 25000.00
Tax Annual Amount 6102.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 468.87
Acceptable Financing Cash Conventional Other
Additional Parcels Y/N N
Lease Considered Y/N N
Vacation Rental Y/N Y
Standard Status Active
Year Built Source Estimated
Legal Subdivision DEEP CREEK HIGHLANDS WEST
Tax Lot 0091
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Interior
Heating Fuel Propane - Metered
Basement Fully Finished
Total Fireplaces 2
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2024
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 1261
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Pool Yes - Community
Water Source Public
Type of Parking Driveway
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.57
Road Surface Type Paved
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Canoe/Kayak Fishing Allowed Private Access
Road Responsibility HOA
Horse Y/N N
Number of Docks 1
Land Assessed Value 110000.00
Navigable Water Y/N Y
Number of Slips 0
Water Oriented Y/N Y
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Internal Only
Street Number 1 431
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* Excluded Features
List By
Railey Realty, Inc.

Broker

nick@railey.com

Email

Affordability Calculator

$6,501
Per Month
92%
8%
0%
Monthly Principal & Interest
$5,992
Monthly Property Taxes
$509
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/28/2026$949,000 Listed Price

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431 Mountaintop Road, Mc Henry, MD, 21541 is a Single Family Home for sale at $949,000 with 3,285 sqft and a lot size of 0.57. 431 Mountaintop Road has 5 bedrooms, 3.1 baths, and was built in 2005. The property's zip code is 21541 which is in Mc Henry, MD

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