426 Kosciuszko Street
South Bend, IN, 46619 $ 194,900
Bedrooms4 Baths2.0 Sq 2,156 Monthly Estimate*
$ 1,231
for $194,900 with 4 bedrooms and 2 full baths. This 2,156 square foot home was built in 1903 on a lot size of 0.18.
CHARMING ONE-STORY COTTAGE WITH 4 BEDROOMS, 2 FULL BATHS & OVER 2,150 FINISHED SQUARE FEET! Fresh, inviting, and move-in ready, this home features BEAUTIFULLY REFINISHED HARDWOOD FLOORS THROUGHOUT THE MAIN FLOOR, FRESH INTERIOR PAINT, NEW LIGHT FIXTURES, A NEW ROOF, AND NEW CENTRAL AIR CONDITIONING. With 1,356 square feet above grade plus approximately 800 finished square feet below grade, this home offers considerably more living space than you might expect at first glance. The main floor features three bedrooms and a full bath, along with a bright and welcoming living room where large windows bring in an abundance of natural light. The kitchen offers a comfortable eat-in area, while the separate formal dining room is also filled with natural light from its large windowscreating an inviting setting for everyday meals and gatherings. Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage and potential for additional finished living space. The lower level adds approximately 800 finished square feet, including a fourth bedroom with a newly added egress window and a second full bathroom. Don't need a fourth bedroom? This spacious finished area offers wonderful flexibility and could easily serve as a family room, home theatre, game room, or home gym. The unfinished portion of the basement provides additional functionality with a separate laundry room, mechanical room, and storage room. Still need more space? Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage with potential for additional finished living space. Outside, the substantial 26' x 22' detached two-car garage is complemented by generous off-street parking. An outdoor patio provides the perfect spot for grilling, relaxing, and entertaining. With 4 bedrooms, 2 full baths, 2,156 finished square feet, beautifully refinished hardwood floors, abundant natural light, significant recent improvements, generous storage, a spacious two-car garage, outdoor entertaining space, and an expansive unfinished attic with future possibilities, this charming cottage delivers an impressive combination of character, space, functionality, and potential. ***TAXES SHOWN ARE WITHOUT HOMESTEAD EXEMPTION***
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FeaturesGeneralSewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Lower
Fireplaces No
Garage Detached
Amenities Countertops-Laminate Eat-In Kitchen Patio Open Porch Covered Storm Doors Stand Up Shower Tub/Shower Combination Formal Dining Room
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1903
New Construction No
Subdivision Studebaker(s)
Style One Story
Township Portage
Class RESIDENTIAL
Type Site-Built Home
Age 123
REO No
Status Detail 0
Dining Room Level Main
Area St. Joseph County
Location City/Town/Suburb
High School Riley
City South Bend
School District South Bend Community School Corp
Total Sq Ft 2486
Elementary School Madison
Middle School Jackson
Legal Description LOT 10 & S 1/2 LOT 9 STUDEBAKER SUB OF LOT 1 HARPER & RUCKMANS SURVEY
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202640074
Agent First Name Kerrie
Agent Last Name Drury
DOM 1
Tax Year 2026
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InteriorBasement Full Basement Partially Finished
Flooring Hardwood Floors Vinyl Ceramic Tile
Beds 4
Total Rooms 8
Fireplace None
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 11
4th Bedroom Length 24
4th Bedroom Level Lower
4th Bedroom Width 33
Basement Material Block Poured Concrete
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ExteriorExterior Vinyl
Driveway Concrete
Pool No
Garage Length 26
Garage Width 22
Lot Size Area 7740
Lot Dimensions 60X129
Lot Description Level 0-2.9999
Fence Partial
Garage Capacity 2
Waterfront Y/N No
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* Excluded FeaturesList ByKerrie DruryListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $1,231
- Monthly Property Taxes
- $245
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in South Bend, IN
Average List Price $303,762
Percent of Sale Price 56%
About South Bend, IN 102,817 Population
-6% Since 2002
$ 37,136 Median Income
35.25 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1236398 Elementary School
1235598 Middle School
Riley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/28/2026 | $194,900 | | Listed Price |