9039 Clam Lake Road
Bellaire, MI, 49615 $ 399,900
Bedrooms2 Baths1.0 Sq 945 Monthly Estimate*
$ 2,762
for $399,900 with 2 bedrooms and 1 full bath. This 945 square foot condo was built in 1966.
Your own private cottage on the water with dock slip — a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake, this renovated stand-alone cottage offers privacy, character and exceptional boating access. Your private dock slip is included, just steps from the cottage, plus access to the association beach, T-dock and waterfront areas. Extensively renovated in 2025, the cottage features new waterproof, luxury vinyl plank flooring, updated interiors and paint, and a completely renovated kitchen with quartz countertops, copper sink, new appliances and refinished original cabinetry. The bathroom features a large soaking tub, and an in-unit washer/dryer adds convenience. A brand-new septic system was installed in 2026. The main floor includes a primary bedroom with direct bathroom access plus a flexible room for an office, nursery or sleeping space. Upstairs, an insulated and wired bonus area with a window is ready to finish as an office, bedroom, workout space or kids' retreat. Monthly association dues include ALL utilities and exterior services: electric, cable TV, WiFi, water, trash, septic, liability & fire insurance, lawn maintenance, snow removal and exterior maintenance. Enjoy the lake without the usual second-home chores. Outside, enjoy a private patio overlooking the water, balcony and secluded yard. Clam Lake connects to the Chain of Lakes and Torch Lake, making boating, kayaking and swimming easy. Bellaire and Alden are minutes away, with restaurants, breweries, shops and year-round activities. Centrally located, near Traverse, Charlevoix, Petoskey and Boyne, all within an hour. Short-term rentals are permitted. The cottage is sold furnished and ready to enjoy. Private cottage. Private outdoor space. Included dock slip. Direct Chain of Lakes access. All utilities included. Minimal maintenance. Just arrive, slow down and enjoy the lake. Check out the virtual tour and schedule your showing today!
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FeaturesGeneralSewer SepticTank
Heating Baseboard Electric
Cooling WindowUnits
Possession AtClose
Appliances Dishwasher Dryer FreeStandingElectricRange FreeStandingRefrigerator Washer
HOA Fee 442.0
Garage Spaces 0.0
Association Fee Includes CableTV Electricity Gas Insurance MaintenanceGrounds MaintenanceStructure SnowRemoval Trash Utilities Water
Patio/Porch Features Patio
Architectural Style Cottage Other
Pool Features None
Construction Materials WoodSiding
Pets Allowed NumberLimit Yes
Year Built 1966
Levels OneAndOneHalf
Property Subtype Condominium
Waterfront Features LakeFront
Assoc Fee Paid Per Monthly
County Antrim
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name LAKEWOOD TERRACE
Garage Y/N N
Total Rooms 4
Full Baths 1
Status Active
Directions Clam Lake Rd & E Torch Lake Dr Bellaire MI
City ForestHomeTownship_Antrim
Body of Water Clam Lake
Disclosures TaxesNotHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Bellaire
MLS Area Area88071ForestHomeTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 4121.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 99106
Expected Active Date 2026-09-25
Legal Description UNIT 25 LAKEWOOD TERRACE
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InteriorBasement Common Unfinished
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 945.0
Half Baths 0
Laundry Features InUnit
Total Bedrooms 2
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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ExteriorExterior Amenities PrivateEntrance
Parking Features ParkingLot NoGarage
Water Source Community
Foundation Details Basement Block Wood
Spa N
Lot Size Acres 0.0
Waterfront Y/N Y
Road Frontage Type Other Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByJoseph A DarwishListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $2,762
- Monthly Property Taxes
- $343
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bellaire, MI
Average List Price $199,648
Percent of Sale Price 50%
About Bellaire, MI 1,073 Population
4% Since 2002
$ 49,065 Median Income
48.74 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
3910118 Elementary School
3910116 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/25/2026 | $399,900 | | Listed Price |