260 Water Street # 5E St. Joseph, MI $ 625,000
260 Water Street # 5E
$ 625,000
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260 Water Street # 5E

St. Joseph, MI, 49085
$ 625,000
Bedrooms2 Baths2.1 Sq 1,450

Monthly Estimate*

$ 4,317

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Condo for sale in St. Joseph, MI for $625,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,450 square foot condo was built in 1989.

Don't miss out on your front row seat to the best sunsets in town! Experience the pinnacle of waterfront luxury at this premier top-floor condominium nestled within a secure, gated community in the vibrant heart of downtown St. Joseph. Expansive floor-to-ceiling windows bathe the open-concept living spaces in natural light, framing panoramic, unobstructed views of the beautiful St. Joseph River, the marina, and the endless horizon of Lake Michigan. Enter the secured elevator directly into a refined, 1,450-square-foot sanctuary featuring 2 bedrooms and 2.5 bathrooms. The single-level layout flows effortlessly from a sleek kitchen and dining area into an inviting great room, all designed to maximize the dramatic waterfront backdrop. Offered fully furnished this turnkey retreat blends sophisticated modern update such as smart, voice-controlled lighting and climate controls, with essential conveniences, including a heated indoor parking space and private storage. Life at The Waterfront extends far beyond your front door, offering an exclusive resort-style lifestyle complete with an association pool, clubhouse and available boat slip for purchase. The exceptional location is just minutes away from the soft sands of Silver Beach, the historic carousel, Whirlpool Fountain and downtown's premier boutique shopping and dining. Whether you envision this for your year-round home or a luxurious weekend escape, this remarkable property represents a rare opportunity to own a piece of St. Joseph's most desirable waterfront! Sold furnished and 2 hrs from Chicago!

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Condo Active

Price

$ 625,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 11,159

Style

Year Built

1989

Town/City

St. Joseph

County/Region

BERRIEN

MLS | Web ID

26051233

Features
Interior
Interior Amenities Ceiling Fan(s) Elevator Pantry
Basement Slab
Flooring Ceramic Tile Vinyl
Total Fireplaces 1
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Screens Insulated Windows Garden Window Window Treatments
Fireplace Y/N true
Half Baths 1
Laundry Features Laundry Closet Main Level
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 3
Pantry true
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General
Sewer Public
Heating Forced Air
Cooling Central Air
Utilities High-Speed Internet
Possession Negotiable
Roof Other Flat Metal
Appliances Dishwasher Disposal Dryer Microwave Oven Range Refrigerator Washer
HOA Fee 750
Garage Spaces 1
Association Fee Includes Trash Snow Removal Lawn/Yard Care
Architectural Style Other
Security Features Gated Community Smoke Detector(s)
Construction Materials Concrete Stone
Year Built 1989
Stories Count 1
Township St. Joseph City
Unit Number 5E
Property Subtype Condominium
Tax Year 2025
Ownership Private Owned
Waterfront Features River
Accessibility Accessible Mn Flr Bedroom Accessible Mn Flr Full Bath
Assoc Fee Paid Per Monthly
County Berrien
New Construction false
Property Type Residential
Association Amenities Clubhouse Pets Allowed Pool Storage
HOA true
Attached Garage true
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions From Broad St turn on Lake Street. Once inside gate go to building 260. Inside lobby find Sentri keybox by stairs: (yellow) key opens the lobby door. (teal key) once in elevator turn the teal key an
City St. Joseph
Body of Water Saint Joseph River
High School District St. Joseph
Lot Size Units Square Feet
Lot Size Square Feet 0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 11159
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 196486
Legal Description UNIT 30 THE WATERFRONT BLDG NO 2 LIBER 36 PAGE 1
Senior Community None
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Exterior
Exterior Amenities Scrn Porch
Parking Features Attached
Lot Features Level Sidewalk
Water Source Public
Spa N
Building Area Total 1450
Lot Size Acres 0
Road Surface Type Paved
Waterfront Y/N true
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
View true
All Sports true
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Internal Only
Street Number 1 260
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* Excluded Features
List By
@Properties Christie's International R.E.

Broker

dougwortman@atproperties.com

Email

Affordability Calculator

$5,247
Per Month
82%
18%
0%
Monthly Principal & Interest
$4,317
Monthly Property Taxes
$930
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
250331 Elementary School
249739 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/25/2026$625,000 Listed Price

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260 Water Street # 5E, St. Joseph, MI, 49085 is a Condo for sale at $625,000 with 1,450 sqft. 260 Water Street # 5E has 2 bedrooms, 2.1 baths, and was built in 1989. The property's zip code is 49085 which is in St. Joseph, MI