415 S 4th Street St. Charles, IL $ 920,000
415 S 4th Street
$ 920,000
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415 S 4th Street

St. Charles, IL, 60174
$ 920,000
Bedrooms5 Baths4.1 Sq 2,598

Monthly Estimate*

$ 6,354

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Single Family Home for sale in St. Charles, IL for $920,000 with 5 bedrooms and 4 full baths, 1 half bath. This 2,598 square foot home was built in 1890 on a lot size of 0.471.

Welcome to 415 S. Fourth Street, a secluded in-town retreat designed for generations to gather. Set on a rare, half-acre double lot spanning Fourth and Fifth streets, this five-bedroom, 41/2-bath historic estate blends late-Victorian Queen Anne architecture with classical craftsmanship. Located in a quiet, walkable neighborhood just blocks from vibrant downtown St. Charles, this home offers unmatched privacy, extraordinary character, and the space to create lasting memories. Bring your design ideas-this unique property presents an incredible opportunity to restore, update, and customize a historic masterpiece to your exact taste. Commissioned in the early 1890s by Civil War veteran J.B.T. Wheeler, the residence beautifully preserves its historic workmanship. Iconic features include a sweeping wraparound porch, a graceful central staircase, substantial moldings, leaded-glass windows, original wood floors, and glass-paneled pocket doors. At the heart of the home is a dramatic, exceptionally large family room with a grand fireplace-the ultimate setting for holidays, milestones, and large-scale entertaining. The spacious kitchen and bathrooms are ready for updates and modernization. The expansive footprint and generous room proportions provide a strong canvas for your thoughtful vision. The park-like grounds are a true outdoor sanctuary. Featuring an in-ground pool, an expansive lawn, and mature ornamental gardens, the estate has comfortably hosted gatherings of over 100 guests. Additional highlights include an oversized two-car garage designed to complement the property's carriage-house aesthetic, plus a separate, detached art studio nestled beneath magnificent black walnut trees-perfect for a home office, woodworking shop, or creative retreat.

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Single Family Contingent

Price

$ 920,000

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 11,597

Style

Victorian

Lot Size

0.471

Year Built

1890

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12696696

Features
General
Living Area 2598
Sewer Public Sewer Storm Sewer
Heating Steam
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal
Garage Spaces 2
Association Fee Includes None
Architectural Style Victorian
Construction Materials Frame
Year Built 1890
Electric Circuit Breakers
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 10
Full Baths 4
Status Contingent
Directions Rt 64 to 4th south to home
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 11597.68
Additional Parcels Y/N N
Virtual Tour https://listingsong.com/listing/js7cmy39cs5c297zmasgvfcx1n8f4bmh?t=077e55d22df8fb6b0d6a9d8474d24e3b20b60d2e93815908
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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Interior
Basement Unfinished Full
Flooring Hardwood Carpet
Total Fireplaces 1
Fireplace Features Wood Burning Gas Starter
Half Baths 1
Laundry Features In Unit
Total Bedrooms 5
Room Type Bedroom 5 Foyer Eating Area Sitting Room
Total Baths 5
Bedrooms Possible 5
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 2
Lot Dimensions 20775
Lot Size Acres 0.471
Waterfront Y/N N
Other Equipment Water-Softener Owned
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* Excluded Features
List By
Keller Williams Inspire - Geneva

Broker

rita@ritaraeco.com

Email

Affordability Calculator

$7,321
Per Month
87%
13%
0%
Monthly Principal & Interest
$6,354
Monthly Property Taxes
$966
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/25/2026$920,000 Listed Price

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415 S 4th Street, St. Charles, IL, 60174 is a Single Family Home for sale at $920,000 with 2,598 sqft and a lot size of 0.471. 415 S 4th Street has 5 bedrooms, 4.1 baths, and was built in 1890. The property's zip code is 60174 which is in St. Charles, IL