1305 Oak Street Utica, NY ^$ 185,000

1305 Oak Street

^$ 185,000

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Recently Listed

1305 Oak Street

Utica, NY, 13502

^$ 185,000

Bedrooms5 Baths1.1 Sq 1,368

Monthly Estimate*

^$ 1,168

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Single Family Home for sale in Utica, NY

for $185,000 with 5 bedrooms and 1 full bath, 1 half bath. This 1,368 square foot home was built in 1900 on a lot size of 0.0918.

Welcome to 1305 Oak St! Offering nearly 1,400 square feet of space, this 5-bedroom, 1.5-bath home has been refreshed with updates throughout and is ready to enjoy. The home features beautifully refinished hardwood floors, a newly updated kitchen, a renovated bathroom, and vinyl windows. With five bedrooms, there is plenty of room to spread out, while the additional bonus room on the second floor provides convenient extra space for storage, hobbies, or a variety of other uses. Conveniently located near shopping, MVCC, Utica University, Wynn Hospital, and other local amenities, this home offers a great combination of space, updates, and accessibility. A must-see!

Single Family Active

Price

^$ 185,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,259

Style

Bungalow,TwoStory

Lot Size

0.0918

Year Built

1900

Town/City

Utica

County/Region

Oneida

MLS | Web ID

S1717212

Features

Interior

Interior Amenities Attic SeparateFormalDiningRoom SeparateFormalLivingRoom

Basement Full

Flooring Hardwood Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Laundry Features InBasement

Total Bedrooms 5

Main Level Bedrooms 4

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Utilities ElectricityConnected SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances ElectricOven ElectricRange GasWaterHeater Refrigerator

Garage Spaces 0.0

Architectural Style Bungalow TwoStory

Construction Materials Other Stucco

School District Utica

Year Built 1900

Electric CircuitBreakers

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Oneida

Property Type Residential

Subdivision Name Hamilton Park

Garage Y/N No

Total Rooms 9

Full Baths 1

Status Active

City Utica

Senior Community Y/N No

High School District Utica

Number Of Units Total 0

MLS Area Utica-City-301600

Lot Size Units Acres

Lot Size Square Feet 4000.0

Year Built Details Existing

Tax Annual Amount 2259.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1717212

Standard Status Active

Middle/Junior School District Utica

Elementary School District Utica

Tax Assessed Value 29000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 5

Exterior

Exterior Amenities BlacktopDriveway

Parking Features NoGarage

Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.0918

Foundation Details Block

Building Area Total 1368.0

Lot Dimensions 40X100

Lot Size Acres 0.0918

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 1305

* Excluded Features

List By

Home Pro Realty

Broker

(315) 272-7623

Phone

Affordability Calculator

$1,356

Per Month

Monthly Principal & Interest: $1,168
Monthly Property Taxes: $188
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Utica, NY

Average List Price ^$222,955

Percent of Sale Price 21%

About Utica, NY

61,376 Population

1% Since 2002

^$32,748 Median Income

36.3 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

247699 Elementary School

246707 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/24/2026	$185,000		Listed Price

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1305 Oak Street, Utica, NY, 13502 is a Single Family Home for sale at $185,000 with 1,368 sqft and a lot size of 0.0918. 1305 Oak Street has 5 bedrooms, 1.1 baths, and was built in 1900. The property's zip code is 13502 which is in Utica, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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1305 Oak Street

Single Family Home for sale in Utica, NY

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