644 ISLAND WAY 406 Clearwater, FL $ 439,000
644 ISLAND WAY 406
$ 439,000
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644 ISLAND WAY 406

Clearwater, FL, 33767
$ 439,000
Bedrooms2 Baths2.0 Sq 1,335

Monthly Estimate*

$ 2,772

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Condo for sale in Clearwater, FL

for $439,000 with 2 bedrooms and 2 full baths. This 1,335 square foot condo was built in 1972.

Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!

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Condo Active

Price

$ 439,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 3,403

Style

Florida

Year Built

1972

Town/City

Clearwater

County/Region

Pinellas

MLS | Web ID

TB8549592

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Sewer Connected Water Connected
Roof Other
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
HOA Fee 845
Association Fee Includes Cable TV Common Area Taxes Community Pool Insurance Internet Maintenance Structure Maintenance Grounds Manager Pool Maintenance Sewer Trash Water
Patio/Porch Features None
Architectural Style Florida
Pool Features In Ground
Security Features Key Card Entry
Construction Materials Concrete
Pets Allowed Yes
Year Built 1972
View City Water
Levels One
Unit Number 406
Property Subtype Condominium
Tax Year 2025
Ownership Condominium
Waterfront Features Intracoastal Waterway
Community Features Buyer Approval Required Community Mailbox Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Elevator(s) Lobby Key Required Pool
Subdivision Name ISLAND POINT 1 CONDO
Facing Direction East
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
Directions From downtown Clearwater head east on Court Street toward the beach then turn left on Fort Harrison Avenue going north briefly then turn right on Drew Street heading east toward the causeway. Take the Clearwater Memorial Causeway east crossing over the water and continue onto Island Way. Stay on Island Way — it's a long straight road through the island — and 644 Island Way will be on your right side heading north.
City CLEARWATER
Body of Water MANDALAY CHANNEL
Association Name Liza Tholen
Senior Community Y/N false
MLS Area 33767 - Clearwater/Clearwater Beach
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 3403.42
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8549592
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 7
Legal Description ISLAND POINT NO. 1 CONDO BAY HOUSE UNIT 406
Water View Intracoastal Waterway
Water Access Type Intracoastal Waterway
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 845
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Window Treatments
Basement Other
Flooring Tile
Furnished Y/N Negotiable
Total Stories 7
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities None
Vegetation Trees/Landscaped
Lot Features FloodZone Near Marina
Water Source Public
Foundation Details Slab
Spa false
Building Area Total 1335
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
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* Excluded Features
List By
Lpt Realty, Llc.

Broker

realtormattk@gmail.com

Email

Affordability Calculator

$3,055
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,772
Monthly Property Taxes
$284
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/23/2026$439,000 Listed Price

Map


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644 ISLAND WAY 406, Clearwater, FL, 33767 is a Condo for sale at $439,000 with 1,335 sqft. 644 ISLAND WAY 406 has 2 bedrooms, 2.0 baths, and was built in 1972. The property's zip code is 33767 which is in Clearwater, FL