406 Garden Terrace
Shorewood, IL, 60404 $ 465,000
Bedrooms4 Baths3.1 Sq 3,544 Monthly Estimate*
$ 2,936
for $465,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,544 square foot home was built in 1998 on a lot size of 0.28.
A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and snow sports in winter. The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning. Perched high above the sloping backyard, the deck has a wonderful "treehouse" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below. Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths. The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout. The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall. With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway. Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. River views, a private hillside setting, a walk-out lower level, and that one-of-a-kind treehouse feeling-406 Garden Terrace is a home that stands apart.
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FeaturesGeneralLiving Area 3544
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator
HOA Fee 0
Garage Spaces 3
Association Fee Includes None
Architectural Style Traditional
Construction Materials Vinyl Siding Brick
Year Built 1998
Electric Circuit Breakers
Township Troy
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Will
New Construction N
Property Type Residential Detached Single
Subdivision Name Brookshore Park
Other Structures Shed(s)
Total Rooms 10
Full Baths 3
Status Active
Directions Jefferson West of Rt59 to Brookshore Drive South to Garden Terrace left to home
City Shorewood
High School District 204
MLS Area Shorewood
Tax Annual Amount 9298
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 30C
Elementary School District 30C
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InteriorInterior Amenities Vaulted Ceiling(s) Walk-In Closet(s) Granite Counters
Basement Finished Exterior Entry Full Walk-Out Access
Flooring Laminate
Total Fireplaces 1
Fireplace Features Wood Burning Gas Starter
Half Baths 1
Laundry Features Main Level Gas Dryer Hookup In Unit Sink
Total Bedrooms 4
Room Type Foyer Recreation Room Media Room Storage
Total Baths 4
Bedrooms Possible 4
Bathroom Whirlpool Double Sink
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ExteriorParking Features Concrete Garage Door Opener Heated Garage Yes Garage Owned Attached Garage
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 27 x 51 x 157 x 77 x 155
Lot Size Acres 0.28
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s) Radon Mitigation System
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* Excluded FeaturesList Bymeersproperties@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,936
- Monthly Property Taxes
- $775
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Shorewood, IL
Average List Price $471,351
Percent of Sale Price 1%
About Shorewood, IL 17,584 Population
95% Since 2002
$ 90,688 Median Income
40.53 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
565968 Elementary School
565651 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/23/2026 | $465,000 | | Listed Price |