2105 W 10th Street Spencer, IA $ 220,000
2105 W 10th Street
$ 220,000
Share Save

2105 W 10th Street

Spencer, IA, 51301
$ 220,000
Bedrooms3 Baths2.0 Sq 1,400

Monthly Estimate*

$ 1,389

2105 W 10th Street, Spencer, IA 51301 - Image 1
2105 W 10th Street, Spencer, IA 51301 - Image 2
2105 W 10th Street, Spencer, IA 51301 - Image 3
2105 W 10th Street, Spencer, IA 51301 - Image 4
2105 W 10th Street, Spencer, IA 51301 - Image 5
2105 W 10th Street, Spencer, IA 51301 - Image 6
2105 W 10th Street, Spencer, IA 51301 - Image 7
2105 W 10th Street, Spencer, IA 51301 - Image 8
2105 W 10th Street, Spencer, IA 51301 - Image 9
2105 W 10th Street, Spencer, IA 51301 - Image 10
2105 W 10th Street, Spencer, IA 51301 - Image 11
2105 W 10th Street, Spencer, IA 51301 - Image 12
2105 W 10th Street, Spencer, IA 51301 - Image 13
2105 W 10th Street, Spencer, IA 51301 - Image 14
2105 W 10th Street, Spencer, IA 51301 - Image 15
2105 W 10th Street, Spencer, IA 51301 - Image 16

Single Family Home for sale in Spencer, IA

for $220,000 with 3 bedrooms and 2 full baths. This 1,400 square foot home was built in 1994 on a lot size of 0.31.

LOOKING FOR LIFE ON ONE LEVEL? If having the everyday essentials on one floor is high on your list, this 3-bedroom, 2-bath ranch delivers. A bay window brings natural light into the living room, while the kitchen offers plenty of cabinet and counter space and opens to the dining area. The mudroom/laundry combination adds storage and keeps laundry conveniently on the main floor. The primary bedroom features a walk-in closet and private bath with a walk-in tub and accessible shower, while a second full bath serves the rest of the home. The full unfinished basement provides potential space if needed, with an egress window already in place. Patio doors off the dining area lead to a composite deck and spacious backyard with an additional storage shed. An attached two-car garage and approximately .31-acre lot round things out in a quiet Spencer neighborhood.

See more

Single Family Contingent

Price

$ 220,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,132

Style

Ranch

Lot Size

0.31

Year Built

1994

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261253

Features
Interior
Interior Features Garage Door Opener Main Floor Bedrooms Main Floor Laundry Walk-in Closet
Furnished Y/N No
Total Baths 2
Full Baths 2
Bath Description Full Master Main Floor Full Bath
1/4 Baths 0
Basement Features Egress Windows
Basement Material Concrete Block
Basement Style Full
See more
General
Sewer Public Sewer
Construction Concrete Block Modular
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Microwave Range/Stove
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 3132
Tax Year 2025
Fuel Natural Gas
Status Active Contingent-CTS
Subdivision IA
Sale/Rent For Sale
Status Detail 1
Lot Sqft 13680
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1994
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2800
DOM 7
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 157.14
Public Remarks LOOKING FOR LIFE ON ONE LEVEL? If having the everyday essentials on one floor is high on your list this 3-bedroom 2-bath ranch delivers. A bay window brings natural light into the living room while t
See more
Exterior
Exterior Features Deck Driveway-Concrete
Waterfront 0
Garage Type Attached
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
See more
* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$1,650
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,389
Monthly Property Taxes
$261
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/23/2026$220,000 Listed Price

Map


See all

2105 W 10th Street, Spencer, IA, 51301 is a Single Family Home for sale at $220,000 with 1,400 sqft and a lot size of 0.31. 2105 W 10th Street has 3 bedrooms, 2.0 baths, and was built in 1994. The property's zip code is 51301 which is in Spencer, IA