581 W Cottage Lane Deruyter, NY $ 479,900
581 W Cottage Lane
$ 479,900
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581 W Cottage Lane

Deruyter, NY, 13052
$ 479,900
Bedrooms3 Baths1.0 Sq 1,008

Monthly Estimate*

$ 3,030

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Single Family Home for sale in Deruyter, NY

for $479,900 with 3 bedrooms and 1 full bath. This 1,008 square foot home was built in 1980 on a lot size of 0.16.

Welcome to this  fabulous, charming lake-view cottage offering approximately 1,000 square feet of cozy, updated living space. The property includes well and septic systems plus an additional parcel providing ample parking, a storage shed, and excellent potential for additional structures or a garage. The interior blends charm with sleek updates: an open kitchen and great room, solid pine walls, and a white cathedral ceiling. The kitchen has been totally remodeled and features granite counters, a dramatic tiled backsplash, and a stainless range hood. The dark appliances and cabinets are a striking contrast to the pine walls—stunning! Two bedrooms are conveniently located on the main level, plus a spacious loft with plenty of space and additional beds. The full bath is also updated. Step outside onto the large deck and enjoy beautiful lake views. Enjoy all DeRuyter Lake has to offer: summers filled with swimming, fishing, kayaking, skiing, tubing, and glorious sunrises. Take in the fall season surrounded by brilliant foliage and cool nights; enjoy winter fun with ice fishing on the lake and close proximity to skiing and snowmobile trails. Dine at the famous, lakeside Boat House restaurant. A place to love, enjoy, and make lasting memories.

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Single Family Active

Price

$ 479,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 5,551

Style

Cottage

Lot Size

0.16

Year Built

1980

Town/City

Deruyter

County/Region

Madison

MLS | Web ID

S1716848

Features
Interior
Interior Amenities CeilingFans EatInKitchen GraniteCounters GreatRoom BedroomOnMainLevel Loft
Basement None
Flooring Carpet Hardwood Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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General
Sewer SepticTank
Heating Other SeeRemarks Wood
Cooling Other SeeRemarks
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Asphalt
Appliances ExhaustFan ElectricWaterHeater GasCooktop GasOven GasRange Refrigerator RangeHood
HOA Fee 100.0
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Cottage
Construction Materials WoodSiding
School District DeRuyter
Year Built 1980
Electric CircuitBreakers
View Water
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DockAccess Lake
Additional Parcels Description 252489-176-005-0001-033.2
Assoc Fee Paid Per Annually
County Madison
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 5
Full Baths 1
Status Active
City DeRuyter
Body of Water DeRuyter Reservoir
Senior Community Y/N No
High School District DeRuyter
Number Of Units Total 0
MLS Area DeRuyter-252489
Lot Size Units Acres
Lot Size Square Feet 6970.0
Year Built Details Existing
Tax Annual Amount 5551.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1716848 https://www.propertypanorama.com/instaview-tour/syr/S1716848
Standard Status Active
Middle/Junior School District DeRuyter
Elementary School District DeRuyter
Tax Assessed Value 141500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 33
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Exterior
Exterior Amenities Deck Dock SeeRemarks
Parking Features NoGarage NoDriveway
Lot Features Rectangular RectangularLot
Water Source Well
Lot Size Area 0.16
Foundation Details PillarPostPier
Building Area Total 1008.0
Lot Dimensions 45X155
Lot Size Acres 0.16
Frontage Length 45
Waterfront Y/N Yes
Road Frontage Type PrivateRoad
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Internal Only
Street Number 1 581
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* Excluded Features
List By
Hunt Real Estate Era

Broker

(315) 682-7197

Phone

Affordability Calculator

$3,493
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,030
Monthly Property Taxes
$463
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040698 Elementary School
3041030 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/23/2026$479,900 Listed Price

Map


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581 W Cottage Lane, Deruyter, NY, 13052 is a Single Family Home for sale at $479,900 with 1,008 sqft and a lot size of 0.16. 581 W Cottage Lane has 3 bedrooms, 1.0 baths, and was built in 1980. The property's zip code is 13052 which is in Deruyter, NY