1121 S 23rd St
Temple, TX, 76504 $ 199,640
Bedrooms3 Baths2.0 Sq 1,288 Monthly Estimate*
$ 1,261
for $199,640 with 3 bedrooms and 2 full baths. This 1,288 square foot home was built in 1940 on a lot size of 0.2448.
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.
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FeaturesGeneralLiving Area 1288
Sewer Public Sewer
Heating Electric
Cooling Electric
Utilities Electricity Connected Natural Gas Available Water Connected
Roof Asphalt
Appliances Refrigerator
Garage Spaces 4
Patio/Porch Features Covered Front Porch Patio
Pool Features None
Construction Materials Vinyl Siding
Year Built 1940
View Neighborhood Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features None
Accessibility Hand Rails
County Bell
New Construction N
Property Type Residential
HOA N
Energy Efficient None
Subdivision Name Tal-Coe Place
Facing Direction East
Green Sustainability None
Other Structures Storage
Full Baths 2
Status Active
Directions A mile from I-35 pretty close to Scott & White Hospital.
High School Temple
City Temple
Disclosures Lead Base Paint Addendum Owner/Agent Seller Provided Survey Available
MLS Area BT
Lot Size Square Feet 10663.49
Elementary School Scott
Tax Annual Amount 3731.41
Middle/Junior High School Travis
Property Condition Updated/Remodeled
Additional Parcels Y/N N
Standard Status Active
Year Built Source Public Records
Tax Assessed Value 156278
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InteriorInterior Amenities Ceiling Fan(s) Multiple Dining Areas Primary Bedroom on Main Storage
Flooring Carpet Vinyl
Total Fireplaces 0
Fireplace Features None
Window Features Double Pane Windows
Half Baths 0
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities None
Fencing Fenced
Parking Features Additional Parking
Lot Features Back Yard Corner Lot Few Trees Front Yard
Water Source Public
Total Parking 4
Foundation Details Pillar/Post/Pier
Lot Size Acres 0.2448
Waterfront Y/N N
Covered Spaces 4
Horse Y/N N
Horse Amenities None
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* Excluded FeaturesList ByRamgopal SurabiListing Agent
Texas Signature RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,261
- Monthly Property Taxes
- $291
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Temple, TX
Average List Price $339,954
Percent of Sale Price 70%
About Temple, TX 75,836 Population
35% Since 2002
$ 50,432 Median Income
36 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
4363664 Elementary School
4365110 Middle School
Temple High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/22/2026 | $199,640 | | Listed Price |
1121 S 23rd St, Temple, TX, 76504 is a Single Family Home for sale at $199,640 with 1,288 sqft and a lot size of 0.2448. 1121 S 23rd St has 3 bedrooms, 2.0 baths, and was built in 1940. The property's zip code is 76504 which is in Temple, TX