109 Whispering Oaks Lane Otego, NY $ 399,900
109 Whispering Oaks Lane
$ 399,900
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109 Whispering Oaks Lane

Otego, NY, 13825
$ 399,900
Bedrooms4 Baths3.0 Sq 1,497

Monthly Estimate*

$ 2,525

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Single Family Home for sale in Otego, NY

for $399,900 with 4 bedrooms and 3 full baths. This 1,497 square foot home was built in 2000 on a lot size of 5.09.

The name of the road says it all! Come and enjoy the peace and quiet of Whispering Oaks Lane, just minutes to Route 7 at a location where all you hear is the whisper of the breeze through the trees! This 4 bedroom ranch home was built in 2000 as a family get-away! Never occupied for more than a few short visits each year! This gently used charmer features a large living room with gas fireplace, a very spacious dining room, classy kitchen with peninsula countertop, pantry, and a walk-out to massive deck! Primary en-suite, 2nd living room or bedroom AND family room with gas appliance in basement, and another walk-out to patio and backyard. 2 car attached garage is extra deep and extra convenient, plus there is an additional 24'x30' detached garage for all the toys! Lovely 5+ acre lot on exclusive Whispering Oaks Lane...shhh- you can hear the quiet all around you! 5 minutes to village/I88, 10 minutes to Oneonta and the All Star Village baseball camps...which all feel a world away! Whispering Oaks Lane is a cul-de-sac street- no "thru-traffic"! 500 gallon underground LP tank serves boiler (domestic hot water- off boiler), gas fireplace, gas stove, and kitchen stove. The one heat source in basement is the gas stove in family room. Pump-up station in basement is located in utility room- for basement level bath and laundry.

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Single Family Active

Price

$ 399,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,753

Style

Ranch

Lot Size

5.09

Year Built

2000

Town/City

Otego

County/Region

Otsego

MLS | Web ID

R1716169

Features
Interior
Interior Amenities CeilingFans SeparateFormalDiningRoom EntranceFoyer KitchenIsland Pantry Workshop
Basement Full Finished
Flooring Carpet CeramicTile Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 3
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General
Sewer SepticTank
Heating Propane Baseboard HotWater Stove
Utilities ElectricityConnected HighSpeedInternetAvailable
Possession Closing
Roof Shingle
Appliances Dryer Dishwasher ExhaustFan GasOven GasRange PropaneWaterHeater Refrigerator RangeHood Washer
Garage Spaces 4.0
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Frame WoodSiding
School District Unatego
Year Built 2000
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Garage Y/N Yes
Other Structures Other SecondGarage
Total Rooms 9
Full Baths 3
Status Active
Directions I88 Exit 13 to Rt 7 W to Calder Hill Road R onto Whispering Oaks lane first property on the left.
City Otego
Senior Community Y/N No
High School District Unatego
Number Of Units Total 0
MLS Area Otego-364889
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 6753.0
Property Condition Resale
Virtual Tour https://video214.com/custom-player/1iooDrRS8xc68zur1If1hQ
Standard Status Active
Middle/Junior School District Unatego
Elementary School District Unatego
Tax Assessed Value 240000
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities BlacktopDriveway Deck PropaneTankOwned
Parking Features Garage
Lot Features CulDeSac IrregularLot
Water Source Well
Lot Size Area 5.09
Foundation Details Poured
Building Area Total 1497.0
Lot Dimensions 390X793
Lot Size Acres 5.09
Waterfront Y/N No
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 287-1559

Phone

Affordability Calculator

$3,088
Per Month
82%
18%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$563
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3773590 Elementary School
3773592 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/21/2026$399,900 Listed Price

Map


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109 Whispering Oaks Lane, Otego, NY, 13825 is a Single Family Home for sale at $399,900 with 1,497 sqft and a lot size of 5.09. 109 Whispering Oaks Lane has 4 bedrooms, 3.0 baths, and was built in 2000. The property's zip code is 13825 which is in Otego, NY