321 E 14th Street Spencer, IA $ 148,000
321 E 14th Street
$ 148,000
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321 E 14th Street

Spencer, IA, 51301
$ 148,000
Bedrooms2 Baths1.0 Sq 1,118

Monthly Estimate*

$ 934

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Single Family Home for sale in Spencer, IA

for $148,000 with 2 bedrooms and 1 full bath. This 1,118 square foot home was built in 1947 on a lot size of 0.16.

Charming and full of character, this 2-bedroom home sits on a desirable corner lot with a spacious fenced yard and plenty of room to enjoy. Since purchasing the home, the seller has replaced the hot water heater, repainted the interior, added fencing with a double gate and shrubs, and installed a new garage door. The home also features a newer central air, newer windows, bathroom plumbing updates, and a dry basement with additional living, storage, and hobby space. An affordable home with plenty of functionality and room to grow!

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Single Family Contingent

Price

$ 148,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,422

Style

Ranch

Lot Size

0.16

Year Built

1947

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261233

Features
Interior
Interior Features Ceiling Fan(s) Eat-in Kitchen Main Floor Bedrooms Natural Woodwork Washer/Dryer Hkups
Furnished Y/N No
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Style Full
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General
Sewer Public Sewer
Construction Frame/Wood
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dryer Freezer Microwave Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels One
Type Single Family Residence
Yearly Taxes 1422
Tax Year 2025
Fuel Natural Gas
Status Active Contingent-CTS
Subdivision IA
Sale/Rent For Sale
Status Detail 1
Lot Sqft 6750
Construction Materials Aluminum Siding Metal Siding
Primary City Spencer
Year Built 1947
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1536
Virtual Tour https://www.zillow.com/view-imx/87ee6118-abb2-4893-a015-1eafb01577e2?wl=true&setAttribution=mls&initialViewType=pano
DOM 11
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 132.38
Public Remarks Charming and full of character this 2-bedroom home sits on a desirable corner lot with a spacious fenced yard and plenty of room to enjoy. Since purchasing the home the seller has replaced the hot wa
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Exterior
Exterior Features Fenced Yard-Full
Lot Features Corner Lot
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Janie Eick

Listing Agent

Re/Max Lakes Realty

Broker

(712) 339-0574

Phone

janie@sellboji.com

Email

Affordability Calculator

$1,053
Per Month
89%
11%
0%
Monthly Principal & Interest
$934
Monthly Property Taxes
$119
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/19/2026$148,000 Listed Price

Map


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321 E 14th Street, Spencer, IA, 51301 is a Single Family Home for sale at $148,000 with 1,118 sqft and a lot size of 0.16. 321 E 14th Street has 2 bedrooms, 1.0 baths, and was built in 1947. The property's zip code is 51301 which is in Spencer, IA