2724 Flat Rock Rd
Louisville, KY, 40245 $ 649,900
Bedrooms3 Baths3.1 Sq 2,977 Monthly Estimate*
$ 4,489
for $649,900 with 3 bedrooms and 3 full baths, 1 half bath. This 2,977 square foot home was built in 1999 on a lot size of 4.87.
Beautiful property and instant equity! It is listed below the $700K appraised value to move quickly, as the sellers are motivated and need to downsize. Welcome to this one-of-a-kind, custom-built home, set on just under five-acres of wooded land. The home sits at the end of the street, completely obscured behind trees. Redwood siding adds natural character, while the wraparound deck along the front and back creates inviting outdoor spaces for taking in the beautiful, wooded surroundings. From the lovely front porch and through the front door, you can access all three floors of the home. The main floor features the living room, open to to an eat-in kitchen with a gas fireplace, granite counters, and a tile backsplash. Just off both the living room and kitchen, the sunroom is filled with natural light with floor-to-ceiling windows and opens directly onto the deck, creating an easy connection between indoor comfort and outdoor living. From the kitchen, a convenient hallway leads to the laundry room and entrance to the two-car garage. A powder room is also located off this hall, along with another door providing direct access out onto the deck. Heading downstairs, the fully finished basement offers even more flexible living space. The lower level features a spacious great room with a gas fireplace, a bedroom, a full bathroom, dedicated storage, and a wood stove for added warmth and character. A second sunroom mirrors the one above on the main floor, creating another bright and inviting space to enjoy the wooded views, plus another door outside. The second floor features a large, primary suite with a vaulted ceiling and skylights that bring in beautiful, natural light. The spacious bathroom includes a jetted tub and double vanities, along with an additional area featuring a shower and dressing room for added comfort and convenience. This level also includes a second bedroom and another full bathroom located off the hallway. This unique home offers a rare combination of character and natural beauty. With multiple windows, sky-lights, sunrooms, expansive decks, warm wood details, and flexible living areas across three levels, it is a truly special property designed to be enjoyed inside and out.
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FeaturesGeneralHeating Natural Gas
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
HOA Fee 800
Garage Spaces 2
Construction Materials Other
Year Built 1999
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA true
Attached Garage true
Subdivision Name HERMITAGE RIDGE
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Active
Directions Old Henry Rd to Ash Ave Right on Aiken Rd Right on Flat Rock Rd Home on the left
City Louisville
MLS Area 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Lot Size Units Acres
Lot Size Square Feet 212137.2
MLS Area Minor 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Standard Status Active
Tax Lot 0012
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InteriorBasement Walkout Finished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1990
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 987
Total Baths 4
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ExteriorFencing None
Parking Features Attached Driveway
Lot Features DeadEnd Wooded
Water Source Public
Lot Size Area 4.87
Building Area Total 1990
Lot Size Acres 4.87
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* Excluded FeaturesList Byk.miller@nestrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,489
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Louisville, KY
Average List Price $345,104
Percent of Sale Price 47%
About Louisville, KY 240,969 Population
-5% Since 2002
$ 37,029 Median Income
37.52 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/5/2026 | $649,900 | -3.72% | Price Down |
| 9/18/2026 | $675,000 | | Listed Price |