643 E Oak St
Louisville, KY, 40203 $ 189,900
Bedrooms4 Baths1.0 Sq 2,886 Monthly Estimate*
$ 1,312
for $189,900 with 4 bedrooms and 1 full bath. This 2,886 square foot home was built in 1912 on a lot size of 0.1.
Unlock opportunity in the heart of historic Shelby Park! This spacious home has a flexible 4-bedroom layout with character and charm: tall ceilings, hardwood floors, unpainted wood trim, pocket doors, and original door knobs await your personal touch. The main level offers nearly 1,500 SF while another bonus is the 1,000+ SF of finished attic, a perfect flex space. Plus, the 500+ SF walk-up unfinished basement has laundry hookups and extra room for storage. The home is zoned R-6 with duplex-conversion potential; buyer to verify. As a contributing resource in the Shelby Park National Register Historic District, it is eligible for historic rehabilitation tax credit programs, according to the Kentucky Historic Council. Outside sip sweet tea on the front porch overlooking the front yard or garden in the backyard, both adorned with locally sourced native plants landscaped by Native Oasis. The privacy-fenced backyard offers raised beds, a shed and an off-street one car parking pad. This centenarian home is full of potential for homebuyers ready to build equity through updates and improvements or investors looking for their next renovation or buy and hold property. The surrounding blocks include the park, Shelby Park, which is home to a historic Carnegie library, where the Shelby Park Neighborhood Association meets monthly. Nearby the home is also a plethora of local dining and businesses such as Perso, Toasty's Tavern, Atrium Brewing, OMA, Lady Luck, Mooncrust Cafe, and many more! Plus, the centrally located neighborhood is next to Germantown, Logan Street Market, minutes from Downtown Louisville, the Highlands, NuLu, local restaurants, parks, entertainment, and more! Whether you're looking for your next renovation project, a long-term investment, or a home where your improvements can build equity, this property presents an exciting opportunity with lots of possibilities! Property is being sold as-is. Buyer to verify all aspects of the property important to the buyer.
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FeaturesGeneralHeating Electric Forced Air Radiant Other
Cooling Wall/Window Unit(s)
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 0
Architectural Style Traditional
Construction Materials Vinyl Siding Wood Frame Brick Stone
Year Built 1912
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name SHELBY
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 1
Status Active
Directions From I-65N take exit 134A 61 North/Jackson Street. Continue on South Jackson St. Take a right on E. Oak Street and house will be on the left corner right before Clay Street at 643 E. Oak St. Louisville KY 40203.
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 4400
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Active
Tax Lot 0035
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InteriorBasement Walk-Up Access Unfinished
Total Fireplaces 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2279
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 502
Total Baths 1
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ExteriorFencing Privacy Full Wood Chain Link
Parking Features On Street Off Street Entry Rear
Lot Features Corner Lot Sidewalk
Water Source Public
Lot Size Area 0.1
Foundation Details Crawl Space
Building Area Total 2279
Lot Dimensions 40X110
Lot Size Acres 0.1
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* Excluded FeaturesList ByKeller Williams CollectiveBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,312
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Louisville, KY
Average List Price $346,030
Percent of Sale Price 82%
About Louisville, KY 240,969 Population
-5% Since 2002
$ 37,029 Median Income
37.52 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/18/2026 | $189,900 | | Listed Price |