12163 Flag Harbor Drive
Germantown, MD, 20874 $ 424,900
Bedrooms4 Baths3.1 Sq 1,200 Monthly Estimate*
$ 2,935
for $424,900 with 4 bedrooms and 3 full baths, 1 half bath. This 1,200 square foot townhouse was built in 1988 on a lot size of 0.04.
Open House Saturday 10/3 2-4PM. Price reduced for the best values in this area for an end unit! This beautifully maintained end-unit townhome in the highly desirable Gunners Lake Village community offers 3 bedrooms, 3.5 baths, an option for a 4th bedroom on the lower level, and numerous recent updates that make this home truly move-in ready. One of the home's standout features is the private oversized deck with lake views, surrounded by mature trees and complemented by additional side-yard space that provides the privacy and outdoor feel rarely found in a townhome. The refreshed kitchen features updated countertops, white cabinetry, stainless steel appliancesincluding a brand-new range and dishwashera newer refrigerator, and space for a breakfast table. Step directly from the kitchen onto the expansive deck, creating the perfect setting for outdoor dining, entertaining, or relaxing while enjoying the lake views. The main level also features attractive wood-look flooring, abundant natural light, a spacious living and dining area, and a conveniently located powder room. Upstairs, the generous primary suite includes a dressing area, ample closet space, and a private en-suite bath. Two additional well-sized bedrooms and a full hall bath complete the upper level. The finished walkout lower level provides exceptional flexibility with a large recreation space ideal for a family room, home office, gym, playroom, guest space, or potential 4th bedroom. A full bath and generous storage space further enhance the versatility of this level. Additional improvements include a new water heater (2026) and a 2021 roof. Enjoy Gunners Lake Village community amenities including a community swimming pool, tennis courts, and walking paths. The home includes one assigned parking space plus an additional parking permit allowing a second vehicle to park overnight in available general parking spaces. Conveniently located near I-270, Route 355, and the MARC train, with easy access to shopping, dining, parks, and everyday conveniences, this home offers an exceptional combination of space, privacy, location, and value. *NOTE: Some listing photos have been virtually staged for illustrative purposes. Furnishings and dcor shown may not accurately depict the actual contents, size, scale, or configuration of the spaces.*
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FeaturesGeneralLiving Area 1200
Sewer Public Sewer
Heating 90% Forced Air
Cooling Central A/C
Possession 0-30 Days CD
Roof Asphalt Shingle
Zoning PD9
HOA Fee 105.00
Association Fee Includes Pool(s) Snow Removal Trash Common Area Maintenance
Architectural Style Traditional
Construction Materials Frame
School District MONTGOMERY COUNTY PUBLIC SCHOOLS
Year Built 1988
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County MONTGOMERY
New Construction N
Property Type Residential
HOA Y
Subdivision Name GUNNERS LAKE VILLAGE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions See Map
City GERMANTOWN
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1725.00
Tax Annual Amount 4439.0
Home Warranty Y/N N
Structure Type End of Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 354.08
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Legal Subdivision GUNNERS LAKE VILLAGE
Tax Lot 366
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InteriorHeating Fuel Electric
Basement Connecting Stairway Fully Finished Interior Access Walkout Level Space For Rooms Outside Entrance
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1200
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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ExteriorPool Yes - Community
Water Source Public
Type of Parking Parking Lot
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.04
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 135000.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByKeller Williams Capital PropertiesBroker
lunenfeldhomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,935
- Monthly Property Taxes
- $370
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Germantown, MD
Average List Price $433,582
Percent of Sale Price 2%
About Germantown, MD 91,559 Population
34% Since 2002
$ 86,071 Median Income
37.02 Median Age
40% Households with Children
Trends Information provided by ATTOM Data Solutions.
4647697 Elementary School
3535394 Middle School
Seneca Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/29/2026 | $424,900 | -2.10% | Price Down |
| 9/18/2026 | $434,000 | | Listed Price |