3520 S 4Th Waco, TX $ 439,900
3520 S 4Th
$ 439,900
Recently Listed
Open House 10/3 11am - 12:30pm
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3520 S 4Th

Waco, TX, 76706
$ 439,900
Bedrooms3 Baths2.0 Sq 1,381

Monthly Estimate*

$ 2,778

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Single Family Home for sale in Waco, TX

for $439,900 with 3 bedrooms and 2 full baths. This 1,381 square foot home was built in 2023 on a lot size of 0.33.

**CONTEMPORARY DESIGN NEAR BAYLOR!** Built in 2023, this distinctive Waco home combines bold architectural style, smart functionality, and flexible outdoor space just minutes from Baylor University and central Waco. The striking monochromatic exterior and standing-seam metal roof make an immediate impression, while the bright, open interior delivers a clean and modern aesthetic. The main level features open living and dining spaces flowing into a thoughtfully designed kitchen with quartz countertops, sleek maple cabinetry with finger-pull drawers, built-in refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade. Double sliding doors bring in abundant natural light and create an easy connection to the outdoors. The private primary suite is conveniently located downstairs with an en suite bath. Upstairs are two additional bedrooms, a spacious dual-sink bathroom, and a laundry room. Outside, an electric gate opens to a privacy-fenced backyard with additional off-street parking and an EV charger. Beyond the rear fence, additional land provides even more possibilities for expanded outdoor living or future improvements. The extra space may also offer potential to explore an accessory dwelling unit, guest quarters, or other permitted use, subject to applicable City of Waco requirements and approvals. Modern, distinctive, and anything but ordinary, this property offers a rare combination of newer construction, architectural character, flexible space, and convenient access to Baylor and the heart of Waco. **Come take a look!**

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Open House

10/3/2026 11:00 AM - 12:30 PM
3520 S 4Th Waco, TX
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 439,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,260

Style

Single Family Residence

Lot Size

0.33

Year Built

2023

Town/City

Waco

County/Region

McLennan

MLS | Web ID

21389909

Features
Interior
Interior Features Built-in Features Decorative Lighting Eat-in Kitchen Kitchen Island Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Concrete Luxury Vinyl Plank Tile
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 0
Total Bedrooms 3
Total Baths 2
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General
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available City Sewer City Water Curbs Electricity Available Sidewalk
Possession Closing/Funding
Roof Metal
Appliances Built-in Refrigerator Dishwasher Disposal Dryer Electric Cooktop Electric Oven Electric Water Heater Microwave Convection Oven Washer Water Filter
Number of Garage Spaces 0
School District Waco ISD
Pool Y/N 0
Year Built 2023
Community Features Curbs
Levels Two
Property Subtype Single Family Residence
Subdivision Name FRENCH QUARTER
Transaction Type For Sale
Occupant Type Tenant
County McLennan
Property Type Residential
Construction Materials Siding
Year Built Details Preowned
HOA Type None
Full Baths 2
Status Active
Directions Please use GPS.
City Waco
Other Equipment Irrigation Equipment
Elementary School Name South Waco
High School University
Open House Public: Sat Oct 3 11:00AM-12:30PM
Elementary School South Waco
Standard Status Active
Listing Terms Cash Conventional FHA VA Loan
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Exterior
Waterfront 0
Lot Features Sprinkler System
Fencing Fenced Full Gate Privacy Wood
Parking Features Additional Parking Concrete Driveway Electric Gate Electric Vehicle Charging Station(s) Gated Parking Pad Paved Shared Driveway
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Structural Style Single Detached
Garage Y/N 0
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Internal Only
Street Number 1 3520
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* Excluded Features
List By
Ginnie Harwood

Listing Agent

Graceland Real Estate

Broker

Affordability Calculator

$3,383
Per Month
82%
18%
0%
Monthly Principal & Interest
$2,778
Monthly Property Taxes
$605
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4556709 Elementary School
3682963 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/18/2026$439,900 Listed Price

Map


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3520 S 4Th, Waco, TX, 76706 is a Single Family Home for sale at $439,900 with 1,381 sqft and a lot size of 0.33. 3520 S 4Th has 3 bedrooms, 2.0 baths, and was built in 2023. The property's zip code is 76706 which is in Waco, TX