12977 SILVER OAK Drive Jacksonville, FL ^$ 405,000

12977 SILVER OAK Drive

^$ 405,000

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12977 SILVER OAK Drive

Jacksonville, FL, 32223

^$ 405,000

Bedrooms3 Baths2.0 Sq 1,656

Monthly Estimate*

^$ 2,797

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Single Family Home for sale in Jacksonville, FL

for $405,000 with 3 bedrooms and 2 full baths. This 1,656 square foot home was built in 1978 on a lot size of 0.36.

New Price Adjustment! Seller Offering $$ Toward Buyer's Interest Rate Buy Down with Acceptable Offer! Welcome to cozy, quiet Mandarin Point. Finally a traditional brick home with a big back yard! This 3/2 split-plan home has an open style kitchen with a large space, a formal dining room and living room. Your fully-fenced backyard has plenty of room for a future pool, vegetable garden, chickens, whatever you can imagine.

Single Family Active

Price

^$ 405,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,218

Style

Traditional

Lot Size

0.36

Year Built

1978

Town/City

Jacksonville

County/Region

Duval

MLS | Web ID

2165313

Features

Interior

Interior Amenities Eat-in Kitchen Pantry Primary Bathroom -Tub with Separate Shower Split Bedrooms Walk-In Closet(s)

Flooring Carpet Tile

Furnished Y/N Unfurnished

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Half Baths 0

Laundry Features Electric Dryer Hookup Gas Dryer Hookup

Total Bedrooms 3

Total Baths 2

General

Sewer Public Sewer

Heating Central

Cooling Central Air

Utilities Cable Available Electricity Available Water Available

Possession Close Of Escrow

Roof Shingle

Appliances Dishwasher Electric Oven Electric Range Electric Water Heater Microwave Refrigerator Washer/Dryer Stacked

Garage Spaces 2.0

Patio/Porch Features Rear Porch

Architectural Style Traditional

Construction Materials Brick Brick Veneer

Year Built 1978

Stories Count 1

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Current Use Residential Single Family

Parcel Number 1058300130

County Duval

New Construction 0

Property Type Residential

HOA N

Attached Garage Y

Subdivision Name Mandarin Point

Garage Y/N Y

Total Rooms 0

Full Baths 2

Status Active

Directions I-295 to San Jose Blvd South. Right onto Loretto Rd. Left onto Mandarin Rd. Left onto Foxridge Trail Rd. Right onto Silver Oak Dr. Home is 5th home on the left.

City Jacksonville

Senior Community Y/N N

MLS Area 014-Mandarin

Lot Size Units Acres

Lot Size Square Feet 15681.6

Carport Y/N N

Listing Terms Cash Conventional FHA

Property Attached Y/N N

Tax Annual Amount 4218.7

Home Warranty Y/N N

Property Condition Updated/Remodeled

Lease Renewal Y/N N

MLS Area Minor 014-Mandarin

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Cash True

Conventional True

Accessory Dwelling Unit Y/N N

Water Body Access Y/N None

CDD N

Exterior

Fencing Fenced Back Yard Full

Parking Features Attached Garage Garage Door Opener

Water Source Public

Lot Size Area 0.36

Spa N

Lot Size Acres 0.36

Road Surface Type Asphalt

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 12977

* Excluded Features

List By

Property Sage Realty Llc

Broker

gennijettrealtor@gmail.com

Affordability Calculator

$3,149

Per Month

Monthly Principal & Interest: $2,797
Monthly Property Taxes: $352
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Jacksonville, FL

Average List Price ^$408,763

Percent of Sale Price 1%

About Jacksonville, FL

899,320 Population

22% Since 2002

^$49,805 Median Income

37.69 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

308105 Elementary School

308138 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/1/2026	$405,000	-1.22%	Price Down
9/17/2026	$410,000		Listed Price

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12977 SILVER OAK Drive, Jacksonville, FL, 32223 is a Single Family Home for sale at $405,000 with 1,656 sqft and a lot size of 0.36. 12977 SILVER OAK Drive has 3 bedrooms, 2.0 baths, and was built in 1978. The property's zip code is 32223 which is in Jacksonville, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange (IDX) Program of the Northeast Florida Multiple Listing Service, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/9/2026.

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12977 SILVER OAK Drive

Single Family Home for sale in Jacksonville, FL

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