513 HARBOR DRIVE N Indian Rocks Beach, FL $ 1,285,000
513 HARBOR DRIVE N
$ 1,285,000
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513 HARBOR DRIVE N

Indian Rocks Beach, FL, 33785
$ 1,285,000
Bedrooms2 Baths2.0 Sq 1,826

Monthly Estimate*

$ 8,114

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Single Family Home for sale in Indian Rocks Beach, FL

for $1,285,000 with 2 bedrooms and 2 full baths. This 1,826 square foot home was built in 1971 on a lot size of 0.18.

Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. With a short boat ride to the Gulf, a private dock, and the beach just a couple blocks away, every day feels like a getaway. This spacious 2 bedroom, 2 bath home offers a a desirable split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel. Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space. Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal. Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting. Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there’s Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better.

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Single Family Active

Price

$ 1,285,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 5,143

Style

Ranch

Lot Size

0.18

Year Built

1971

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8516837

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Available Sewer Available Water Available
Roof Concrete
Appliances Built-In Oven Cooktop Dishwasher Disposal Electric Water Heater Ice Maker Refrigerator
Garage Spaces 2
Architectural Style Ranch
Construction Materials Block Stucco
Year Built 1971
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name INDIAN BEACH RE-REVISED 29TH ADD
Facing Direction East
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions Gulf Blvd to Harbor Drive N.
High School Largo High-PN
City INDIAN ROCKS BEACH
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 7850
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Anona Elementary-PN
Land Lease Y/N false
Tax Annual Amount 5143.55
Home Warranty Y/N false
Middle/Junior High School Seminole Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/f4787263-ab9e-491f-906f-b30e5018d1e6?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 1
Legal Description INDIAN BEACH RE-REVISED 29TH ADD LOT 1
Water View Intracoastal Waterway
Water Access Type Intracoastal Waterway
Minimum Lease 1-7 Days
Water Access Y/N true
Additional Rooms Family Room Inside Utility
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Dry Bar Open Floorplan Primary Bedroom Main Floor Skylight(s) Split Bedroom Stone Counters
Flooring Luxury Vinyl Slate Tile
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Awning(s)
Parking Features Driveway Garage Door Opener
Lot Features Cul-De-Sac Flood Insurance Required FloodZone
Water Source Public
Lot Size Area 7850
Foundation Details Slab
Spa false
Building Area Total 2535
Lot Dimensions 60 x 120
Lot Size Acres 0.18
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Coldwell Banker Realty

Broker

sharon.epalmtrees@gmail.com

Email

Affordability Calculator

$8,542
Per Month
95%
5%
0%
Monthly Principal & Interest
$8,114
Monthly Property Taxes
$429
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Largo High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
9/17/2026$1,285,000 Listed Price

Map


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513 HARBOR DRIVE N, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $1,285,000 with 1,826 sqft and a lot size of 0.18. 513 HARBOR DRIVE N has 2 bedrooms, 2.0 baths, and was built in 1971. The property's zip code is 33785 which is in Indian Rocks Beach, FL