349 Four Winds Drive Lake Ozark, MO $ 499,000
349 Four Winds Drive
$ 499,000
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349 Four Winds Drive

Lake Ozark, MO, 65049
$ 499,000
Bedrooms4 Baths2.0 Sq 2,296

Monthly Estimate*

$ 3,446

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Single Family Home for sale in Lake Ozark, MO

for $499,000 with 4 bedrooms and 2 full baths. This 2,296 square foot home was built in 1978.

Rare lakefront opportunity off Horseshoe Bend in desirable McCoy Cove! The original owner/builder is offering this well-maintained 4-bedroom, 2-bath home for the first time in nearly 50 years. Priced under $500K, it features approximately 115' of waterfront, a large detached two car garage, original cedar siding, wood windows and doors, custom solid wood cabinets, a 2020 roof, and new HVAC in 2023. Pride of ownership is evident throughout—this home was built to last. The spacious lot offers plenty of potential, and the seller also owns two additional vacant lots, one on each side of the home, available for an additional price. Ideal for a full-time residence, second home, vacation rental, renovation project, or builder/investor opportunity. Property is being sold as-is. Wood decks and septic tank will need replacement. Septic laterals were inspected 9/11/26 and passed; report is available. A rare chance to own lakefront property in this coveted location with exceptional potential!

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Single Family Pending

Price

$ 499,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 1,480

Style

Year Built

1978

Town/City

Lake Ozark

County/Region

Camden

MLS | Web ID

3590114

Features
General
Sewer Septic Tank
HOA Fee 150
Association Fee Includes Road Maintenance
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Camden
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Four Winds Estates
Possible Use Residential
Garage Y/N true
Status Pending
Directions HH to right on Duckhead turn left on Wilmore turn left on Four Winds Ct. turn right on Four Winds Dr. House is located on Pt.
City Lake Ozark
High School District School Of The Osage
Zoning Description Residential
MLS Area A
Lot Size Units Acres
Carport Y/N false
Property Attached Y/N false
Tax Annual Amount 1480.64
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/loo/3590114
Standard Status Pending
Middle/Junior School District School Of The Osage
Elementary School District School Of The Osage
Legal Description Lot 16 Four Winds Estates
Heating Electric Heat Pump
Cooling Central Air
Possession Closing
Property Subtype Detached
Property Sub Type Additional Detached Single Family Residence
Construction Materials Cedar
Waterfront Features Cove Lake Front
Roof Architectural Shingle
Exclusions Furniture or personal items.
Property Condition Fixer
Year Built 1978
Year Built Details 1978
Appliances Dryer Dishwasher Microwave Range Refrigerator Water Softener Owned Stove Washer
Patio/Porch Features Deck Open
Architectural Style Two Story
Stories Count 2
Levels Two
Total Rooms 0
Full Baths 2
Garage Spaces 2
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Interior
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Interior Amenities Built-in Features Ceiling Fan(s) Custom Cabinets Fireplace
Basement Finished Walk-Out Access Full
Fireplace Features One
Half Baths 0
Total Bedrooms 4
Total Baths 2
Total Fireplaces 1
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Exterior
Parking Features Detached Electricity Garage Garage Door Opener
Lot Features Lake Front
Water Source Private Well
Lot Dimensions 70x126x115x135
Road Surface Type Gravel
Waterfront Y/N true
Building Area Total 2376
Exterior Amenities Concrete Driveway Deck TV Antenna
Inclusions Appliances & dock.
Other Equipment Dehumidifier Satellite Dish
Foundation Details Basement Poured Slab
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* Excluded Features
List By
THE CONDA DAVIDSON TEAM

Listing Agent

(866) 224-1761

Contact

Affordability Calculator

$3,570
Per Month
97%
3%
0%
Monthly Principal & Interest
$3,446
Monthly Property Taxes
$123
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2192646 Elementary School
2192691 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/17/2026$499,000 Listed Price

Map


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349 Four Winds Drive, Lake Ozark, MO, 65049 is a Single Family Home for sale at $499,000 with 2,296 sqft. 349 Four Winds Drive has 4 bedrooms, 2.0 baths, and was built in 1978. The property's zip code is 65049 which is in Lake Ozark, MO