2431 Rock Island Street Saint Joseph, MO ^$ 284,900

2431 Rock Island Street

^$ 284,900

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2431 Rock Island Street

Saint Joseph, MO, 64504

^$ 284,900

Bedrooms3 Baths3.0 Sq 1,538

Monthly Estimate*

^$ 1,968

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Single Family Home for sale in Saint Joseph, MO

for $284,900 with 3 bedrooms and 3 full baths. This 1,538 square foot home was built in 1990 on a lot size of 0.179982.

Beautifully maintained and move-in ready! This 3-bedroom, 3-full-bath home offers a spacious, functional layout with plenty of room on both levels. The finished basement provides valuable additional living space with plenty of possibilities, while the attached 2-car garage adds convenience and storage. Step outside to the newer back deck and take in the beautiful views—an ideal spot to relax and enjoy the outdoors. Major updates include siding in 2019, a roof approximately 7 years old, and HVAC that's only about a year old. With great space, thoughtful updates, and a layout that makes everyday living easy, this home is ready for its next owner. All that's missing is you!

Single Family Pending

Price

^$ 284,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,431

Style

Lot Size

0.179982

Year Built

1990

Town/City

Saint Joseph

County/Region

Buchanan

MLS | Web ID

2642639

Features

General

Living Area 1538

Sewer Public Sewer

Heating Natural Gas

Cooling Electric

Possession Funding

Roof Composition

HOA Fee 0

Garage Spaces 2

Construction Materials Vinyl Siding

Year Built 1990

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Buchanan

Property Type Residential

HOA N

Subdivision Name Ridgewood Station

Garage Y/N Y

Full Baths 3

Status Pending

Directions Take the I-229 S/US-59 S freeway Follow Interstate Highway 229 S/I-229 S/US-59 S Take exit 3 on the right onto S 22nd St/MO-371 Turn right onto S 22nd St/MO-371 Turn left onto Meadow Ridge Dr Turn le

City St Joseph

High School District St. Joseph

MLS Area 1121 - Buchanan Co SE-N=I-36;S=Co Line; E=Co Line

Lot Size Units Acres

Lot Size Square Feet 7840.8

Listing Terms Cash Conventional FHA VA Loan

Public Remarks Beautifully maintained and move-in ready! This 3-bedroom 3-full-bath home offers a spacious functional layout with plenty of room on both levels. The finished basement provides valuable additional li

Standard Status Pending

In Flood Plain Unknown

Virtual Tour https://view.ricoh360.com/172d20e6-8716-4f3c-ab31-25c8122063de

HMS_MaintenanceProvidedYN N

Interior

Basement Finished Full

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1138

Half Baths 0

Total Bedrooms 3

Below Grade Finished Area 400

Dining Area Features Eat-In Kitchen

Floor Plan Features Raised Ranch

Exterior

Parking Features Attached

Water Source Public

Lot Size Area 0.18

* Excluded Features

List By

Coldwell Banker General Property

Broker

Affordability Calculator

$2,087

Per Month

Monthly Principal & Interest: $1,968
Monthly Property Taxes: $119
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Joseph, MO

Average List Price ^$271,590

Percent of Sale Price 5%

About Saint Joseph, MO

75,488 Population

1% Since 2002

^$44,477 Median Income

36.95 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840743 Elementary School

1840923 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/16/2026	$284,900		Listed Price

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2431 Rock Island Street, Saint Joseph, MO, 64504 is a Single Family Home for sale at $284,900 with 1,538 sqft and a lot size of 0.179982. 2431 Rock Island Street has 3 bedrooms, 3.0 baths, and was built in 1990. The property's zip code is 64504 which is in Saint Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/8/2026.

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2431 Rock Island Street

Single Family Home for sale in Saint Joseph, MO

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