490 Lado De Loma Drive Vista, CA ^$ 2,395,000

490 Lado De Loma Drive

^$ 2,395,000

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490 Lado De Loma Drive

Vista, CA, 92083

^$ 2,395,000

Bedrooms14 Baths12.0

Monthly Estimate*

^$ 16,542

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Multi-Family Home for sale in Vista, CA

for $2,395,000 with 14 bedrooms and 12 full baths. The lot size is 0.209986.

Built in 2025 and fully occupied, 490 Lado de Loma offers four rental units, $170,160 in gross scheduled annual income, and six on-site parking spaces. Parking includes two attached one-car garages and four driveway spaces, with room for two cars in front of each garage. Street parking is also available nearby. Two spacious three-story townhome-style units each offer five bedrooms, 3.5 bathrooms, an attached garage with an electric vehicle charging outlet, mini-split heating and air conditioning, and in-unit laundry. A separate building contains two single-level units, each with two bedrooms, two bathrooms, and mini-split heating and air conditioning. Investor features include four separate electric meters, owned solar, fire sprinklers throughout, and no HOA. Two large bonus storage spaces beneath the second building are not currently reflected in the rent roll and provide additional utility and potential future opportunities. This newer construction is exempt from the statewide AB 1482 rent cap for 15 years from the applicable certificate-of-occupancy date. With all four units leased, modern systems, and six on-site parking spaces, this property offers an established income stream in Vista.

Multi-Family Active

Price

^$ 2,395,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 0

Style

Res Income 2-4 Units

Lot Size

0.209986

Town/City

Vista

County/Region

San Diego

MLS | Web ID

PTP2607015

Features

General

Cooling Wall/Window

HOA Fee 0.0

Pool Features N/K

Year Built 0

Property Subtype Res Income 2-4 Units

County San Diego

Operating Expense 0.0

New Construction N

Property Type Residential Income

HOA N

Attached Garage N

Status ACTIVE

Directions GPS

City Vista

Senior Community Y/N N

Number Of Units Total 4

Lot Size Units Acres

Lot Size Square Feet 9147.0

Property Attached Y/N N

Building Area Units Sqft

Living Area Units Sqft

Standard Status Active

Cap Rate 4.75

Freehold IDX

Exterior

Lot Size Area 0.21

Number of Buildings 2

Building Area Total 0.0

Waterfront Y/N N

Interior

Total Stories 3

Air Conditioning Y/N N

Heating Y/N N

Fireplace Y/N N

Half Baths 0

Total Bedrooms 14

Total Baths 12

* Excluded Features

List By

Deborah See

Listing Agent

Exp Realty Of California, Inc.

Broker

(760) 715-4295

Phone

Affordability Calculator

$16,542

Per Month

Monthly Principal & Interest: $16,542
Monthly Property Taxes: --
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Vista, CA

Average List Price ^$2,426,750

Percent of Sale Price 1%

About Vista, CA

101,964 Population

15% Since 2002

^$56,854 Median Income

34.5 Median Age

34% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

281193 Elementary School

281006 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/20/2026	$2,395,000	-1.24%	Price Down
10/7/2026	$2,425,000	-2.02%	Price Down
9/16/2026	$2,475,000		Listed Price

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490 Lado De Loma Drive, Vista, CA, 92083 is a Multi-Family Home for sale at $2,395,000 with a lot size of 0.209986. 490 Lado De Loma Drive has 14 bedrooms and 12.0 baths. The property's zip code is 92083 which is in Vista, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of The Internet Data Exchange Program of San Diego Multiple Listing Service, Inc.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego Multiple Listing Service, Inc. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright.

Data is updated as of 10/27/2026.

CA BRE #019180026.

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490 Lado De Loma Drive

Multi-Family Home for sale in Vista, CA

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