490 Lado De Loma Drive Vista, CA $ 2,475,000
490 Lado De Loma Drive
$ 2,475,000
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490 Lado De Loma Drive

Vista, CA, 92083
$ 2,475,000
Bedrooms-- Baths4.0 Sq 6,322

Monthly Estimate*

$ 15,627

Listed by Deborah See, eXp Realty of California, Inc., deborahmsee@gmail.com
490 Lado De Loma Drive, Vista, CA 92083 - Image 1
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Multi-Family Home for sale in Vista, CA

for $2,475,000 with 4 full baths. This 6,322 square foot home was built in 2025 on a lot size of 0.21.

Built in 2025 and fully occupied, 490 Lado de Loma offers four rental units, $170,160 in gross scheduled annual income, and six on-site parking spaces. Parking includes two attached one-car garages and four driveway spaces, with room for two cars in front of each garage. Street parking is also available nearby. Two spacious three-story townhome-style units each offer five bedrooms, 3.5 bathrooms, an attached garage with an electric vehicle charging outlet, mini-split heating and air conditioning, and in-unit laundry. A separate building contains two single-level units, each with two bedrooms, two bathrooms, and mini-split heating and air conditioning. Investor features include four separate electric meters, owned solar, fire sprinklers throughout, and no HOA. Two large bonus storage spaces beneath the second building are not currently reflected in the rent roll and provide additional utility and potential future opportunities. This newer construction is exempt from the statewide AB 1482 rent cap for 15 years from the applicable certificate-of-occupancy date. With all four units leased, modern systems, and six on-site parking spaces, this property offers an established income stream in Vista.

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Multi-Family Active

Price

$ 2,475,000

Full Bath

4

Property Type

Multi-Family

Taxes

$ 0

Style

Lot Size

0.21

Year Built

2025

Town/City

Vista

County/Region

San Diego

MLS | Web ID

PTP2607015

Days on Market

21

Features
General
Heating Wall Furnace
Cooling Wall/Window Unit(s)
Zoning R-1:SINGLE FAM-RES
HOA Fee 0
Garage Spaces 2
Pool Features None
Year Built 2025
Gross Income 170160
Community Features Street Lights
County San Diego
Net Operating Income 170160
Operating Expense 0
Insurance Expense 0
Property Type Residential Income
HOA false
Garage Y/N true
Special Listing Conditions Standard
Status Active
Directions GPS
City Vista
Entry Location front door
Senior Community Y/N false
Open Parking Spaces 2
Number Of Units Total 4
MLS Area 92083 - Vista
Lot Size Units Acres
Lot Size Square Feet 9147.6
Number of Units Leased 4
Listing Terms Cash Conventional 1031 Exchange FHA VA Loan
Property Attached Y/N true
Land Lease Y/N false
Fuel Expense 0
Trash Expense 0
Water Sewer Expense 0
Rent Control Y/N false
Virtual Tour https://www.zillow.com/view-imx/58672863-9c08-4fd0-9978-6e5c45ed65d6?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Tax Lot 999999
Taxes 0
Cap Rate 4.75
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Interior
Total Stories 3
Common Walls 1 Common Wall
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside
Entry Level 3
Total Baths 0
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Exterior
Lot Features Back Yard
Total Parking 4
Lot Size Area 0.21
Number of Buildings 2
Spa false
Building Area Total 6322
Lot Size Acres 0.21
Private Pool false
Lot Size Source Assessor
Number of Separate Water Meters 1
Number of Separate Gas Meters 1
Number of Separate Electric Meters 4
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* Excluded Features
List By
Deborah See

Listing Agent

Exp Realty Of California, Inc.

Broker

deborahmsee@gmail.com

Email

Affordability Calculator

$15,627
Per Month
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Monthly Principal & Interest
$15,627
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/16/2026$2,475,000 Listed Price

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490 Lado De Loma Drive, Vista, CA, 92083 is a Multi-Family Home for sale at $2,475,000 with 6,322 sqft and a lot size of 0.21. 490 Lado De Loma Drive has 4.0 baths and was built in 2025. The property's zip code is 92083 which is in Vista, CA