546 Spear Street
Charlotte, VT, 05445 $ 839,000
Bedrooms5 Baths3.0 Sq 3,198 Monthly Estimate*
$ 5,298
Listed by Nancy Warren, Coldwell Banker Hickok and Boardman, 802-734-5024, nancy@asknancywarren.com
for $839,000 with 5 bedrooms and 3 full baths. This 3,198 square foot home was built in 1964 on a lot size of 7.1.
Set on 7 acres, this classic cape offers space, flexibility, and a true Vermont setting with room to gather, work, relax, and play. The first floor features hardwood floors, a welcoming living room with a wood-burning fireplace, dining room, kitchen with breakfast nook, and a cozy den. A flexible bedroom or office and recently remodeled full bath create an easy option for guests, remote work, or first-floor living. The homeâs thoughtful layout includes traditional gathering spaces and practical everyday flow, with a back staircase adding convenience and character. Upstairs are four bedrooms and two baths, offering plenty of room for guests, hobbies, or quiet retreat. Large windows bring in natural light and frame the surrounding greenery, while warm wood floors give the home an inviting, comfortable feel. Outside, the property opens to a swimming pool, patio, lawn, and wooded backdrop, creating a wonderful setting for summer afternoons, outdoor entertaining, and peaceful country living. A new well adds to the homeâs recent improvements. With seven acres to explore, classic cape character, and a floor plan that adapts easily to everyday life, this property offers a rare blend of space, function, and Vermont charm.
See more
FeaturesInteriorBasement Description Partially Finished
Interior Amenities Dining Area Wood Fireplace 1 Fireplace Hearth Kitchen Island Natural Light Indoor Storage
Basement Yes
Flooring Laminate Wood
Beds 5
Total Rooms 10
See more
GeneralRoad Frontage Yes
Sewer 1000 Gallon Concrete Mound Leach Field Septic
Heating Oil Electric Forced Air Heat Pump Mini Split
Cooling Mini Split
Utilities Cable Available
Possession At Closing
Roof Shingle
Appliances Dishwasher Dryer Microwave Electric Range Washer Electric Water Heater Tank Water Heater
Garage Yes
Flood Zone Unknown
Zoning Res
3/4 Baths 1
Full Baths 2
Half Baths 0
Bathrooms 3
Year Built 1964
Electric Circuit Breaker(s)
Style Cape
Stories Count 2
Type Single Family
Property Condition Existing
Tax Year 2026
Status Detail 0
Covenants No
Construction Materials Wood Frame Vinyl Siding
Directions Driving South on Spear St into Charlotte home is on the right on the corner of Spear and Lime Kiln Road.
High School Champlain Valley UHSD #15
City Charlotte
Other Equipment Battery Smoke Detector CO Detector Dehumidifier
School District Charlotte School District
Seasonal No
Elementary School Charlotte Central School
Middle School Charlotte Central School
DOM 16
Price Per Sq Ft Total AG 290.71
See more
ExteriorLot Features Country Setting Rural
Exterior Amenities Deck Natural Shade In-Ground Pool Storage Double Pane Window(s)
Driveway Gravel
Lot Size Area 7.1
Water Source Drilled Well Infrared Light Purifier/Soft
Parking Features Direct Entry Attached
Garage Capacity 2
Foundation Poured Concrete
See more
* Excluded FeaturesList ByNancy WarrenListing Agent
Coldwell Banker Hickok And BoardmanBroker
nancy@asknancywarren.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,298
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlotte, VT
Average List Price $1,479,400
Percent of Sale Price 76%
About Charlotte, VT 3,742 Population
6% Since 2002
$ 122,633 Median Income
48.58 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
5057609 Elementary School
5057612 Middle School
Champlain Valley UHSD #15 High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/16/2026 | $839,000 | | Listed Price |