12383 Silver Rock Circle Lusby, MD $ 284,000
12383 Silver Rock Circle
$ 284,000
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12383 Silver Rock Circle

Lusby, MD, 20657
$ 284,000
Bedrooms2 Baths1.0 Sq 864

Monthly Estimate*

$ 1,793

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Single Family Home for sale in Lusby, MD

for $284,000 with 2 bedrooms and 1 full bath. This 864 square foot home was built in 1966 on a lot size of 0.25.

2.6% VA Assumable!! Escape to your own little log cabin retreat, with lake views, wooded surroundings, and plenty of room to make it your own This 1966 log cabin offers 2 bedrooms plus a loft, 1 full bath, and an open great-room layout on a 1/4-acre lot backing to woods. The main level features vaulted ceilings, exposed wood beams, plenty of windows with seasonal lake views, and a wood stove in the living room. The upgraded kitchen has slate flooring and quartz countertops, while the updated bathroom features slate flooring, a tiled shower, and an LED anti-fog vanity mirror. A loft overlooks the living room, and the enclosed side deck provides additional living space. The full walk-out basement is unfinished and ready for your ideas, with a bathroom rough-in already in place and a pellet stove for added flexibility. Outside, the fenced and landscaped yard includes a fire pit area, front porch, and access to the wooded surroundings. The home is within walking distance of the Lake Lariat kayak ramp and offers seasonal lake views. Additional updates include a roof replaced in 2020, weather-sealed exterior wood, HVAC throughout, removal of the oil tank, and a preventative termite system. Gas lines remain available if desired, and a gas log splitter conveys. Chesapeake Ranch Estates offers two private Chesapeake Bay beaches, Lake Lariat, trails, a campground, clubhouse, playground, community gardens, horseshoe pits, and a private airfield. Also located close to everyday shopping, dining, beaches, and recreation, commutable to the Patuxent River Naval Air Station and surrounding Southern Maryland communities.

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Single Family Active

Price

$ 284,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,921

Style

Cabin/Lodge,Log Home

Lot Size

0.25

Year Built

1966

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2028154

Features
General
Living Area 864
Sewer Private Septic Tank
Heating Heat Pump(s) Pellet Stove Wood Burn Stove
Cooling Central A/C
Utilities Cable TV Available Electric Available Water Available Natural Gas Available
Possession Settlement
Roof Architectural Shingle
Appliances Dryer - Electric Oven - Single Refrigerator Stove Washer Water Heater
Zoning R
HOA Fee 623.00
Association Fee Includes Common Area Maintenance Road Maintenance
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Cabin/Lodge Log Home
Construction Materials Wood Siding Log Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1966
Electric 150 Amps
View Lake
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Lusby
Section 8E
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
Association Amenities Beach Club House Common Grounds Lake Water/Lake Privileges Tot Lots/Playground Baseball Field Basketball Courts Boat Ramp Jog/Walk Path Picnic Area Other
HOA Y
Subdivision Name CHESAPEAKE RANCH ESTATES
Facing Direction Northeast
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 5
Full Baths 1
Status ACTIVE
Directions Use GPS.*One way road* Turn right onto Silver Rock Rd. Follow Silver Rock Circle around; property will be on the right.
City LUSBY
Body of Water Lake Lariat
Association Name CHESAPEAKE RANCH ESTATES
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10890.00
Tax Annual Amount 1921.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 328.7
Acceptable Financing Cash Conventional FHA USDA VA Other
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 20
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Interior
Interior Amenities Combination Dining/Living Floor Plan - Open Kitchen - Galley Stove - Wood Stove - Pellet Upgraded Countertops Bathroom - Walk-In Shower Entry Level Bedroom
Heating Fuel Electric Pellets Wood
Basement Full Outside Entrance Interior Access Walkout Level Connecting Stairway Daylight Partial Rough Bath Plumb Space For Rooms
Flooring Carpet Hardwood Slate
Total Fireplaces 2
Fireplace Features Wood Other
Hot Water Electric
Total Stories 1
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 864
Half Baths 0
Central Air Y/N Y
Total Bedrooms 2
Below Grade Finished Area 0
Room Type Loft
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Pool No Pool
Fencing Wood Partially
Lot Features Backs to Trees Partly Wooded
Water Source Community
Type of Parking Driveway
Foundation Details Block
Water View Y/N Y
Lot Size Acres 0.25
Road Surface Type Black Top
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Road Responsibility HOA
Land Assessed Value 55200.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 12383
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* Excluded Features
List By
Century 21 New Millennium

Broker

amanda.newsome.properties@gmail.com

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Affordability Calculator

$1,953
Per Month
92%
8%
0%
Monthly Principal & Interest
$1,793
Monthly Property Taxes
$160
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3547145 Elementary School
3534875 Middle School
Patuxent High School High School
Pricing History
DatePricePrice ChangeDescription
9/16/2026$284,000 Listed Price

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12383 Silver Rock Circle, Lusby, MD, 20657 is a Single Family Home for sale at $284,000 with 864 sqft and a lot size of 0.25. 12383 Silver Rock Circle has 2 bedrooms, 1.0 baths, and was built in 1966. The property's zip code is 20657 which is in Lusby, MD