305 E 10th Street Spencer, IA $ 170,000
305 E 10th Street
$ 170,000
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305 E 10th Street

Spencer, IA, 51301
$ 170,000
Bedrooms3 Baths1.0 Sq 1,344

Monthly Estimate*

$ 1,073

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Single Family Home for sale in Spencer, IA

for $170,000 with 3 bedrooms and 1 full bath. This 1,344 square foot home was built in 1920 on a lot size of 0.16.

GREAT BEGINNINGS. There’s something easy to appreciate about this two-story home, starting with the original hardwood floors that run through much of the living space. The updated kitchen brings a little personality of its own with a combination of concrete and wood countertops, while the living and dining areas keep the main floor open and connected. Upstairs keeps the bedrooms and full bath together, and the unfinished basement adds useful storage below. Out back, the fully fenced yard offers room for pets, play, gardening, or simply enjoying the outdoors, with alley access to the detached one-stall garage. Sometimes a great beginning starts with simply finding the right place to call home.

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Single Family Active

Price

$ 170,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,026

Style

2 Story

Lot Size

0.16

Year Built

1920

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261211

Features
Interior
Interior Features Eat-in Kitchen Kitchen Center Island Pantry
Furnished Y/N No
Total Baths 1
Full Baths 1
Bath Description Upper Level Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Concrete Block Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architectural Style 2 Story
Stories Count 2
Class RESIDENTIAL
Assessments No
Levels Two
Type Single Family Residence
Yearly Taxes 2026
Tax Year 2025
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7100
Construction Materials Vinyl Siding Wood Siding
Primary City Spencer
Year Built 1920
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2016
DOM 16
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 126.49
Public Remarks GREAT BEGINNINGS. There’s something easy to appreciate about this two-story home starting with the original hardwood floors that run through much of the living space. The updated kitchen brings a l
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Exterior
Exterior Features Deck Fenced Yard-Full
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$1,242
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,073
Monthly Property Taxes
$169
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/1/2026$170,000 -2.30% Price Down
9/16/2026$174,000 Listed Price

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305 E 10th Street, Spencer, IA, 51301 is a Single Family Home for sale at $170,000 with 1,344 sqft and a lot size of 0.16. 305 E 10th Street has 3 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 51301 which is in Spencer, IA