196 Ray Road
Mio, MI, 48647 $ 385,000
Bedrooms3 Baths2.0 Sq 2,352 Monthly Estimate*
$ 2,659
for $385,000 with 3 bedrooms and 2 full baths. This 2,352 square foot home was built in 1995 on a lot size of 1.7.
Welcome to your dream Up North retreat...an energy-efficient, beautifully updated cabin surrounded by nature, comfort, and thoughtful upgrades at every turn. This property blends modern improvements with rustic charm, offering peace of mind and year-round enjoyment. Inside, you’ll find new carpet and tile throughout the home, giving every room a fresh, modern feel. Both full bathrooms have been newly renovated with luxury showers and high-end finishes. Every bedroom plus the loft features custom organized closets, adding smart storage and beautiful functionality to the entire living space. The cabin’s efficiency and mechanical upgrades stand out: • Crawl space fully spray-foamed with 3” closed-cell insulation + high-air-flow vents (2021) • Energy-efficient boiler + four mini-splits for heating and cooling (2022) • Low-E fiberglass windows installed in 2021 • Lifetime-warranty metal roof from American Metal Roof (2007) • High-speed internet available • Water softener and whole-house water filter included for clean, quality water throughout the home Outdoors, the property is a true oasis. A beautiful pond stretches across the front, creating a serene view from the moment you arrive. The land features six fruit trees including: Granny Smith, Macintosh, Honeycrisp, and pear plus grapevines along the fence line for fresh picking and seasonal enjoyment. A new full-property fence (2021) provides privacy and security, while the new septic field (2025) ensures long-term reliability. Behind the garage, enjoy a cozy firepit perfect for unwinding under the stars. And for all your Up North toys, boats, snowmobiles, side-by-sides, lawn equipment, and more, you’ll love the metal pole barn, roughly 30’ x 42’, offering exceptional storage space and year-round convenience. BATVAI
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FeaturesInteriorInterior Amenities HighSpeedInternet Other
Furnished Y/N Negotiable
Fireplace Features GreatRoom
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2352.0
Half Baths 0
Total Bedrooms 3
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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GeneralSewer SepticTank
Heating ForcedAir Propane
Cooling CeilingFans
Possession AtClose
Roof Other
Appliances Dishwasher Disposal Dryer FreeStandingElectricRange FreeStandingRefrigerator Microwave StainlessSteelAppliances Washer WaterSoftenerOwned
Garage Spaces 4.0
Patio/Porch Features Covered Deck Porch
Architectural Style LogHome
Pool Features None
Construction Materials Log WoodSiding
Pets Allowed Yes
Year Built 1995
Electric CircuitBreakers
Levels OneAndOneHalf
Property Subtype SingleFamilyResidence
County Oscoda
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Other Structures PoleBarn
Total Rooms 6
Full Baths 2
Status Active
Directions Between Maier Rd and S Mt Tom Rd (33) on Ray Rd.
City BigCreekTownship_Oscoda
Disclosures TaxesNotHomesteadExempt
Entry Location GroundLevel
Senior Community Y/N N
High School District MioAuSable
MLS Area Area68051BigCreekTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2891.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Tenant
Tax Assessed Value 71921
Expected Active Date 2026-09-18
Legal Description T26N R2E SEC 25 W 225' OF W 1/2 OF E 1/2 OF S 1/2 OF S 1/2 OF SW 1/4 OF SE 1/4. 1.70 A. ML.
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ExteriorExterior Amenities Balcony Barbecue Lighting
Fencing FencingAllowed
Parking Features FourCarGarage Detached Driveway ElectricityinGarage GarageDoorOpener Oversized
Lot Features WaterView VacationHome Wooded
Water Source Well
Foundation Details CrawlSpace
Spa N
Lot Dimensions 225 x 329
Lot Size Acres 1.7
Waterfront Y/N N
Road Frontage Type Dirt
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKimberly KillianListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $2,659
- Monthly Property Taxes
- $241
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mio, MI
Average List Price $348,540
Percent of Sale Price 9%
About Mio, MI 1,971 Population
-2% Since 2002
$ 32,809 Median Income
49.05 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4909735 Elementary School
4909660 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/19/2026 | $385,000 | -3.75% | Price Down |
| 9/16/2026 | $399,999 | | Listed Price |
196 Ray Road, Mio, MI, 48647 is a Single Family Home for sale at $385,000 with 2,352 sqft and a lot size of 1.7. 196 Ray Road has 3 bedrooms, 2.0 baths, and was built in 1995. The property's zip code is 48647 which is in Mio, MI