4739 Valley Oak Drive Loveland, CO ^$ 2,595,000

4739 Valley Oak Drive

^$ 2,595,000

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Recently Listed

4739 Valley Oak Drive

Loveland, CO, 80538

^$ 2,595,000

Bedrooms5 Baths3.1 Sq 4,844

Monthly Estimate*

^$ 16,385

Listed by RE/MAX Alliance-FTC South

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Single Family Home for sale in Loveland, CO

for $2,595,000 with 5 bedrooms and 3 full baths, 1 half bath. This 4,844 square foot home was built in 2000 on a lot size of 0.26.

There is waterfront-and then there is a Boyd Lake residence offering what buyers hope to find, but almost never do: direct water access, mountain views, dock, exceptional garage & storage space, and a COMPLETE, HIGH-END FULL RENOVATION by one of Northern Colorado's most respected designers. Fully reimagined by renowned designer Susan Kosonocky, the home carries a singular, luxury lakefront vision throughout. From the design, to the luxury finishes inc. Milcarc cabinets, Thermador appliances, integrated filtered dispenser, to the selected furnishings & automated Hunter Douglas Blinds, every element oozes lakefront luxury. Available fully furnished, it offers the opportunity to step into the designer's complete vision & enjoy it immediately. The main level was opened to seamlessly connect the kitchen, dining/cocktail, and living spaces. A substantial statement island anchors the kitchen and creates a generous gathering place. Expansive windows draw the lake into the home, while the deck railing (carried through from the interior) sets the stage for alfresco dinners, sunset cocktails, and effortless entertaining. Enjoy watching the boats go by or the eagles fly from the large West facing deck. 5 bedrooms, 3 bath, 2 living areas both w/ fireplaces, provide gracious accommodations for guests. The primary suite captures sweeping lake views, framed by aspen & pine trees. Its bath features heated floors & a zero-entry shower. Custom built-in desks also overlook the water, creating inspiring workspaces w/beautifully distracting views. The nearly 900-sq-foot garage can accommodate up to 4 vehicles. A dedicated lower-level workshop & storage area, attached to the full finished walkout basement, provides space for all the lake toys. Pairing this waterfront setting with a renovation of this calibur makes the property nearly impossible to replicate. This is Boyd Lake luxury in its most complete form-beautifully designed, exceptionally functional, and ready to enjoy from day one.

Single Family Active

Price

^$ 2,595,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 7,320

Style

Contemporary

Lot Size

0.26

Year Built

2000

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1068767

Features

Interior

Interior Amenities Eat-in Kitchen Kitchen Island Open Floorplan Radon Mitigation System Smart Thermostat Vaulted Ceiling(s) Walk-In Closet(s)

Basement Full Walk-Out Access

Fireplace Features Basement Family Room Living Room

Basement (Y/N) Y

Window Features Bay Window(s) Window Coverings

Above Grade Finished Area 2430

Half Baths 1

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 5

Below Grade Finished Area 1806

Main Level Bedrooms 3

Main Level Bathrooms 3

Total Baths 4

General

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s) Central Air

Utilities Electricity Available Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Bar Fridge Dishwasher Disposal Dryer Microwave Refrigerator Self Cleaning Oven Washer

Zoning P-11

HOA Fee 1065

Garage Spaces 4

Association Fee Includes Reserves

Patio/Porch Features Deck

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Stucco

Exclusions All sellers personal property unless otherwise negotiated in executed contract to buy/sell.

Year Built 2000

View Mountain(s) Water

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Waterfront Features Pond

Assoc Fee Paid Per Annually

County Larimer

Property Type Residential

Association Amenities Park

HOA Y

Attached Garage Y

Subdivision Name Boyd Lake

Facing Direction East

Possible Use Residential

Full Baths 3

Status Active

Directions From Hwy 34 & Boyd Lake: N on Boyd Lake W on Valley Oak go straight thru round about to property on the right

High School Mountain View

City Loveland

Association Name The Waterfront at Boyd Lake

High School District Thompson R2-J

Lot Size Square Feet 11300

Listing Terms Cash Conventional

Elementary School High Plains

Tax Annual Amount 7320

Middle/Junior High School Conrad Ball

Concessions No

Virtual Tour https://www.listingsmagic.com/sps/tour-slider/index.php?property_ID=285967

Structure Type House

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Fencing Partial

Parking Features Oversized RV Access/Parking Tandem

Lot Features Sprinklers In Front

Water Source Public

Total Parking 4

Building Area Total 4844

Lot Size Acres 0.26

Road Surface Type Paved

Road Frontage Type Public

Internal Only

Street Number 1 4739

* Excluded Features

List By

Re/Max Alliance-Ftc South

Broker

(970) 371-4144

Phone

Affordability Calculator

$16,995

Per Month

Monthly Principal & Interest: $16,385
Monthly Property Taxes: $610
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$716,850

Percent of Sale Price 72%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043169 Elementary School

731836 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/16/2026	$2,595,000		Listed Price

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4739 Valley Oak Drive, Loveland, CO, 80538 is a Single Family Home for sale at $2,595,000 with 4,844 sqft and a lot size of 0.26. 4739 Valley Oak Drive has 5 bedrooms, 3.1 baths, and was built in 2000. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/3/2026.

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4739 Valley Oak Drive

Single Family Home for sale in Loveland, CO

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