597 County Road 39 Waterloo, IN ^$ 199,900

597 County Road 39

^$ 199,900

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597 County Road 39

Waterloo, IN, 46793

^$ 199,900

Bedrooms3 Baths1.1 Sq 1,328

Monthly Estimate*

^$ 1,262

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Single Family Home for sale in Waterloo, IN

for $199,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,328 square foot home was built in 1900 on a lot size of 2.5.

Opportunity knocks. Here is a rare opportunity to get out to the country for a great price. Fantastic chance to build some equity with a little elbow grease. This 3 bed, 1.5 bath home sits on 2.5 acres and features a detached 2 car garage and additional 36x64 pole building with concrete floors.

Single Family Active

Price

^$ 199,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,658

Style

Site-Built Home

Lot Size

2.5

Year Built

1900

Town/City

Waterloo

County/Region

De Kalb

MLS | Web ID

202638232

Features

General

Sewer Septic

Heating Other Heating System

Cooling Other

Laundry Y/N Main

Fireplaces No

Garage Detached

Status Active Active

Full Baths 1

Half Baths 1

Bathrooms 2

Year Built 1900

New Construction No

Subdivision None

Style One and Half Story

Township Smithfield

Class RESIDENTIAL

Type Site-Built Home

Age 126

REO No

Status Detail 0

Area Dekalb County

High School Dekalb

City Waterloo

School District Dekalb Central United

Total Sq Ft 1824

Elementary School Waterloo

Middle School Dekalb

Legal Description PT N1/2 NE1/4 SECTION 10 TWP 35 RANGE 13 ACRES 2.5000

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202638232

Agent First Name Rebecca

Agent Last Name Maldeney

DOM 0

Tax Year 2026

Interior

Basement Crawl Partial Basement

Beds 3

Total Rooms 9

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 1

1st Bedroom Level Main

1st Bedroom Width 15

2nd Bedroom Length 15

2nd Bedroom Level Upper

2nd Bedroom Width 15

3rd Bedroom Length 12

3rd Bedroom Level Upper

3rd Bedroom Width 12

Exterior

Exterior Vinyl

Pool No

Garage Length 24

Garage Width 20

Lot Size Area 108900

Lot Dimensions irr

Lot Description Level 0-2.9999

Garage Capacity 2

Waterfront Y/N No

* Excluded Features

List By

Rebecca Maldeney

Listing Agent

Indiana Real Estate

Broker

beckymaldeney@gmail.com

Affordability Calculator

$1,400

Per Month

Monthly Principal & Interest: $1,262
Monthly Property Taxes: $138
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Waterloo, IN

Average List Price ^$312,983

Percent of Sale Price 57%

About Waterloo, IN

2,135 Population

-1% Since 2002

^$45,615 Median Income

35.25 Median Age

37% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236830 Elementary School

1236451 Middle School

Dekalb High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/16/2026	$199,900		Listed Price

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597 County Road 39, Waterloo, IN, 46793 is a Single Family Home for sale at $199,900 with 1,328 sqft and a lot size of 2.5. 597 County Road 39 has 3 bedrooms, 1.1 baths, and was built in 1900. The property's zip code is 46793 which is in Waterloo, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 9/19/2026.

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597 County Road 39

Single Family Home for sale in Waterloo, IN

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