17945 SE 104TH TERRACE Summerfield, FL $ 209,900
17945 SE 104TH TERRACE
$ 209,900
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17945 SE 104TH TERRACE

Summerfield, FL, 34491
$ 209,900
Bedrooms2 Baths2.0 Sq 990

Monthly Estimate*

$ 1,325

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Single Family Home for sale in Summerfield, FL

for $209,900 with 2 bedrooms and 2 full baths. This 990 square foot home was built in 1992 on a lot size of 0.26.

NEW ROOF 09/2026! NEW HOT WATER HEATER 9/2026 You can find this beautiful property located within Spruce Creek South, an active 55+ gated golf cart community in Summerfield, Florida. This specific listing highlights a 2-bedroom, 2-bathroom, Extended Deep 1-car garage with storage and kayak hangers, 1-golf-cart garage added, enclosed lanai with vinyl windows and privacy shades sitting on 1/4 acre. This Cypress model offers an updated open-concept kitchen, vaulted ceilings, an enclosed Florida room, and an enhanced landscaped backyard! Key Highlights of This Listing Living Space & Design Include: NEW ROOF SEPT. 2026- MICROWAVE 2024- REFRIGERATOR 2025- SEPTIC PUMPED SEPT. 2026- GOLF CART GARAGE ADDITION 2016- Features a great room (living room, formal dining combo) with a vaulted ceiling, bright solar tube for natural light, and durable high end laminate wood flooring. Renovated Kitchen: The kitchen wall has been taken down to create a modern, open-concept flow. It includes tile flooring and a newly added table space. Enclosed Florida Room: Stretches your living space outdoors with newer windows, sunshades, a dedicated window A/C unit which has not been used recently, and a separate heating unit for year-round comfort. Primary Suite: A spacious master bedroom equipped with a large walk-in closet and an ensuite bath featuring a convenient walk-in shower. Outdoor Living: Newer interior paint inside with neutral colors, complemented by a newly added outdoor patio space and a beautifully landscaped backyard. Furniture Option: The seller is open to including the furniture upon request. The Spruce Creek South Lifestyle Living in Spruce Creek South gives residents access to excellent resort-style amenities just 2 miles from The Villages. A major perk of this neighborhood is that residents can legally cross U.S. 441 directly by golf cart from the main entrance to easily access surrounding shopping, dining, and medical facilities. On-site community features include: An 18-hole golf course, pro shop, and community restaurant. A massive community center with a live performance stage, dance floor, and dining accommodations. Hobby and game areas, including a billiard room, craft rooms, and spaces for cards or mahjong. There are many club entertaining events during the year, including meals. Outdoor sports courts for pickleball, tennis, shuffleboard, and softball. A community pool, a fitness center with his and hers saunas, bathrooms and showers... Outdoors there is a dedicated nature walking/biking paths, and a dog park. This community allows you to legally cross HWY 441 with your golfcart from main gate, and you are only 2 miles from "The Villages" town square by car. Another great option is direct access to the Spruce Terrace Plaza from the residential gate which offers a ton of more amenities, including Urgent Care, Dentists, Spa, Restaurants, Spiritual service, drug stores, Medical Supplies, Butcher shop, ice cream parlor, hair, nail, and barber services, and more... Make your appointment today, this one won't last long!

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Single Family Active

Price

$ 209,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,637

Style

Single Family Residence

Lot Size

0.26

Year Built

1992

Town/City

Summerfield

County/Region

Marion

MLS | Web ID

G5117445

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Electricity Available Electricity Connected Public Sprinkler Meter Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Built-In Oven Cooktop Dryer Microwave Refrigerator Washer
Zoning PUD
HOA Fee 179.98
Garage Spaces 1
Association Fee Includes Community Pool Manager Pool Maintenance Recreational Facilities Security Trash
Security Features Security Gate Security Lights
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Cats OK Dogs OK
Year Built 1992
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Deed Restrictions Dog Park Fitness Center Gated Community - Guard Golf Carts OK Golf Handicap Modified Pool Racquetball Restaurant
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Association Amenities Clubhouse Fence Restrictions Fitness Center Gated Golf Course Pickleball Court(s) Pool Racquetball Recreation Facilities Sauna Security Shuffleboard Court Spa/Hot Tub Tennis Court(s) Trail(s) Vehicle Restrictions
Attached Garage true
Subdivision Name SPRUCE CRK SOUTH 06
Facing Direction South
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions Start: Head northwest from 13940 N US-441. Turn left on CTY ROAD 109 Turn left going north onto N US Highway 441/US-27 then Turn left onto SE 176th street main gate entrance of SPRUCE CREEK SOUTH only for visitors with guard greeting you on left lane. Turn left onto SE 108th Ave. Turn right onto SE 178th St. Turn left onto SE 105th Ave leading make a left on 104th Terrace toward your destination on 17945 SE 104th Ter Summerfield FL 34491
High School Belleview High School
City SUMMERFIELD
Association Name DIANE SUCHY
Senior Community Y/N true
MLS Area 34491 - Summerfield
Lot Size Units Square Feet
Lot Size Square Feet 11326
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Belleview Elementary School
Land Lease Y/N false
Tax Annual Amount 2637.5
Middle/Junior High School Belleview Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5117445
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 13
Legal Description SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 049 SPRUCE CREEK SOUTH VI BLK A LOT 13
Minimum Lease 3 Months
Water Access Y/N false
Monthly HOA Amount 179.98
Additional Rooms Florida Room
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen Open Floorplan Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Laminate
Furnished Y/N Turnkey
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Drapes Shades Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Awning(s) Balcony Irrigation System Private Mailbox Rain Gutters Sliding Doors
Parking Features Golf Cart Garage
Water Source Public
Lot Size Area 11326
Foundation Details Slab
Building Area Total 1813
Lot Dimensions 103 x 112
Lot Size Acres 0.26
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Builder Model THE CYPRESS
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* Excluded Features
List By
Re/Max Premier Realty Lady Lk

Broker

gerriec@remax.net

Email

Affordability Calculator

$1,545
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,325
Monthly Property Taxes
$220
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Belleview High School High School High School
Pricing History
DatePricePrice ChangeDescription
9/15/2026$209,900 Listed Price

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17945 SE 104TH TERRACE, Summerfield, FL, 34491 is a Single Family Home for sale at $209,900 with 990 sqft and a lot size of 0.26. 17945 SE 104TH TERRACE has 2 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 34491 which is in Summerfield, FL