677 Hills Point Road Charlotte, VT $ 2,595,000
677 Hills Point Road
$ 2,595,000
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677 Hills Point Road

Charlotte, VT, 05445
$ 2,595,000
Bedrooms4 Baths3.1 Sq 3,135

Monthly Estimate*

$ 16,385

Listed by Mary Palmer, Four Seasons Sotheby's Int'l Realty, 802-846-0541, marypat.palmer@fourseasonssir.com
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Single Family Home for sale in Charlotte, VT

for $2,595,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,135 square foot home was built in 1992 on a lot size of 0.8.

Set along the shores of Lake Champlain with sweeping views of the Adirondack Mountains, this special Charlotte waterfront property offers a rare opportunity to create a home for the next generation. Custom built for the original owners and lovingly maintained for more than 60 years, this four-bedroom, three-bath ranch is ready for its next chapter. Privately situated near the end of a quiet dead-end road on .80 acre with approximately 145 feet of direct lake frontage, the setting is truly exceptional. Lake and mountain views provide an ever changing backdrop from summer days on the water and spectacular Adirondack sunsets to the peaceful beauty of winter. Designed for comfortable main-level living, the home features a primary suite along with a second bedroom and bath on the main floor. The walkout lower level expands the living space with two additional bedrooms, a full bath, and an exceptionally spacious recreation room—ideal for family, guests, games, and relaxed lakeside gatherings. Bring your vision and make this cherished property your own. Thoughtfully update the existing home while taking full advantage of an extraordinary waterfront setting.Charlotte is beloved for its quintessential Vermont character, with country roads, local farms and orchards, nearby trails, and easy access to the town beach and village amenities. Spend your days boating, swimming, cycling the countryside, or simply relaxing along your own shoreline. Whether envisioned as a year-round residence or treasured Lake Champlain retreat, this is a wonderful opportunity to carry forward a legacy of waterfront living and create new traditions for generations to come. Be sure to watch the video link beneath the photos .

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Single Family Active

Price

$ 2,595,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.8

Year Built

1992

Town/City

Charlotte

County/Region

Chittenden

MLS | Web ID

5109793

Features
Interior
Basement Description Daylight Finished Full Interior Stairs Walkout
Interior Amenities Central Vacuum Blinds Kitchen Island Kitchen/Dining Kitchen/Living Primary BR w/ BA Walk-in Closet 1st Floor Laundry
Basement Yes
Flooring Carpet Ceramic Tile Hardwood
Beds 4
Total Rooms 7
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General
Road Frontage Yes
Sewer Holding Tank Leach Field On-Site Septic Exists Septic
Heating Propane Forced Air Gas Stove
Cooling Central AC
Utilities Cable at Site Propane
Roof Metal
Appliances Gas Cooktop Dishwasher Dryer Wall Oven Refrigerator Washer Water Heater
Garage Yes
Flood Zone No
Zoning Residential
3/4 Baths 0
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 1992
Electric 220 Plug Circuit Breaker(s)
Style Ranch
Stories Count 1
Type Single Family
Property Condition Existing
Accessibility Features 1st Floor 1/2 Bathroom 1st Floor 3/4 Bathroom 1st Floor Bedroom 1st Floor Hrd Surfce Flr 1st Floor Laundry Hard Surface Flooring One-Level Home
Tax Year 2025
Status Detail 0
Covenants No
Construction Materials Wood Frame Wood Siding
High School Champlain Valley UHSD #15
City Charlotte
Other Equipment Gas Stove
School District Champlain Valley UHSD 15
Seasonal No
Elementary School Charlotte Central School
Middle School Charlotte Central School
DOM 17
Price Per Sq Ft Total AG 1302.71
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Exterior
Lot Features Level Mountain View Open View
Exterior Amenities Boat Mooring Boat Slip/Dock Deck Private Dock
Driveway Brick/Pavers
Water View Yes
Lot Size Area 0.8
Water Source Lake/Pond Private
Parking Features Auto Open Driveway Garage Attached Carport
Garage Capacity 2
Water Body Name Lake Champlain
Foundation Concrete
Waterfront Property Yes
Water Body Type Lake
Water Body Access Yes
Water Access Details Beach Access Directly Adjoining Dock Access
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* Excluded Features
List By
Mary Palmer

Listing Agent

Four Seasons Sotheby's Int'l Realty

Broker

(802) 846-0541

Phone

marypat.palmer@fourseasonssir.com

Email

Affordability Calculator

$16,385
Per Month
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Monthly Principal & Interest
$16,385
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5412996 Elementary School
5412999 Middle School
Champlain Valley UHSD #15 High School High School
Pricing History
DatePricePrice ChangeDescription
9/15/2026$2,595,000 Listed Price

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677 Hills Point Road, Charlotte, VT, 05445 is a Single Family Home for sale at $2,595,000 with 3,135 sqft and a lot size of 0.8. 677 Hills Point Road has 4 bedrooms, 3.1 baths, and was built in 1992. The property's zip code is 05445 which is in Charlotte, VT