111 Coastal Cay Surf City, NC $ 925,000
111 Coastal Cay
$ 925,000
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111 Coastal Cay

Surf City, NC, 28445
$ 925,000
Bedrooms4 Baths3.1 Sq 2,006

Monthly Estimate*

$ 5,841

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Single Family Home for sale in Surf City, NC

for $925,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,006 square foot home was built in 2012 on a lot size of 0.03.

Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek, the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. There's a private hot tub on the sound side of the home and beach access is a breeze, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Ample dining space lies between. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on both sides and on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock, a community pool, a private hot tub - what more could you ask for? Come see it in person! You're going to LOVE it!

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Single Family Active

Price

$ 925,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 4,863

Style

Single Family Residence

Lot Size

0.03

Year Built

2012

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100603568

Features
General
Living Area 2006.0
Heating Electric Forced Air
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Shingle
Appliances Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning INCORP
HOA Fee 1960.0
Patio/Porch Features Covered Deck Porch
Pool Features In Ground See Remarks Hot Tub
Construction Materials Vinyl Siding Wood Frame
Year Built 2012
View Creek ICW Marsh Sound Water Creek/Stream
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Taxes 4863.23
Parcel Number 4234-35-4651-0000
Waterfront Features Salt Marsh Sound Side Water Access Comm
Accessibility None
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Boat Dock Clubhouse Community Pool Fitness Center Maintenance Common Areas
HOA Y
Attached Garage N
Subdivision Name Live Oaks Of Topsail
Garage Y/N N
Total Rooms 7
Full Baths 3
Status Active
Directions Cross the bridge onto the island in Surf City and head south. In a little over a mile turn right onto Coastal Cay. House is on the sound.
High School Topsail
City Surf City
Association Name LOHOA
Lot Size Units Acres
Lot Size Square Feet 1307.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 349162
Tax Lot 21
Legal Description UNIT 21 PB 45/34 LIVE OAK PB 40/21 40/140
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Interior
Interior Amenities Ceiling Fan(s) Furnished Pantry Reverse Floor Plan Blinds/Shades Eat-in Kitchen
Flooring LVT/LVP Carpet Tile Wood
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Non Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Total Bedrooms 4
Entry Level 1
Room Type Bedroom 1 Bedroom 2 Bedroom 3 Bedroom 4 Dining Area Living Room Dining Room
Total Baths 4
Living Area Range 2000 - 2199
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Vinyl Siding
Fencing None
Parking Features Gravel See Remarks On Site Underhouse
Lot Features Level Salt Marsh Sound Side Water Access Comm
Water Source Public
Total Parking 0.0
Lot Size Area 0.03
Foundation Details Other Pilings
Spa N
Building Area Total 2006.0
Lot Dimensions 24x50
Lot Size Acres 0.03
Road Surface Type Paved
Frontage Type Marsh Front
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 111
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* Excluded Features
List By
Becky Filer

Listing Agent

Berkshire Hathaway Homeservices Carolina Premier Properties

Broker

beckyfiler@bellsouth.net

Email

Affordability Calculator

$6,246
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,841
Monthly Property Taxes
$405
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
9/15/2026$925,000 Listed Price

Map


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111 Coastal Cay, Surf City, NC, 28445 is a Single Family Home for sale at $925,000 with 2,006 sqft and a lot size of 0.03. 111 Coastal Cay has 4 bedrooms, 3.1 baths, and was built in 2012. The property's zip code is 28445 which is in Surf City, NC