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1097 CARAVAN LOOP Polk City, FL $ 439,000
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1097 CARAVAN LOOP
$ 439,000
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Adult Community
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1097 CARAVAN LOOP

Polk City, FL, 33868
$ 439,000
Bedrooms2 Baths2.0 Sq 1,577

Monthly Estimate*

$ 2,772

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View a Virtual Tour

Single Family Home for sale in Polk City, FL

for $439,000 with 2 bedrooms and 2 full baths. This 1,577 square foot home was built in 2000 on a lot size of 0.16.

Welcome to easy Florida living in this beautifully updated 2-bedroom, 2-bath single-family home located in a sought-after active adult community in Polk City. Offering 1,758 square feet of thoughtfully designed living space, this move-in ready home has been extensively updated for comfort, style, and peace of mind. The stunning 2024 kitchen renovation features granite countertops, soft-close cabinetry, new appliances, under-cabinet lighting, updated fixtures, and GFI outlets. Tile flooring throughout, installed in 2020, provides a clean, cohesive look. The spacious screened lanai was beautifully updated in 2022 with new screens, doors, ceiling, ceiling fan, Bali sunshades, and swing hooks—creating the perfect space to relax year-round looking at the pond. Additional improvements include HVAC (2020), water heater (2020), washer and dryer (2024), TOTO toilets, water softener and reverse osmosis system (2019), attic flooring for easy HVAC access, and replacement windows and sliding glass doors (2020) with a lifetime transferable warranty. The private irrigation well was installed in 2021. The 54x14 RV Port with full hook ups to park your RV. Residents enjoy an exceptional lifestyle with two clubhouses, two community pools, fitness centers, pickleball courts, and a full calendar of social activities. This beautifully maintained home is ready for its next owner to enjoy.

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Single Family Active

Price

$ 439,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,240

Style

Single Family Residence

Lot Size

0.16

Year Built

2000

Town/City

Polk City

County/Region

Polk

MLS | Web ID

L4963740
Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Dryer Kitchen Reverse Osmosis System Microwave Range Refrigerator Washer
HOA Fee 1620
Association Fee Includes 24-Hour Guard Community Pool Maintenance Grounds Manager Pool Maintenance Security
Construction Materials Brick
Pets Allowed Yes
Year Built 2000
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Dock Fishing Lake Private Boat Ramp Water Access Buyer Approval Required Clubhouse Deed Restrictions Dog Park Fitness Center Gated Community - Guard Golf Carts OK Pool Tennis Court(s)
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Gated Laundry Maintenance Pickleball Court(s) Pool Security Shuffleboard Court Spa/Hot Tub Storage Tennis Court(s)
Subdivision Name MT OLIVE SHORES NORTH
Facing Direction North
Garage Y/N false
Total Rooms 9
Full Baths 2
Status Active
Directions 4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.
City POLK CITY
Association Name Mosaic Services/Elisabeth Jean Louis
Senior Community Y/N true
MLS Area 33868 - Polk City
Lot Size Units Square Feet
Lot Size Square Feet 6974
Carport Y/N false
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4240.02
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.youtube.com/embed/SfacXzCyS08 https://movetube.ai/property/card/201104
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 118
Legal Description MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 118
Water View Pond
Water Access Type Lake Pond
Water Access Y/N true
Monthly HOA Amount 135
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Open Floorplan Walk-In Closet(s)
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Private Entrance RV Hookup Sliding Doors Storage
Water Source Public Well
Lot Size Area 6974
Foundation Details Block
Building Area Total 2646
Lot Size Acres 0.16
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
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* Excluded Features
List By
Worth Clark Realty

Broker

douglass@douglassdillard.com

Email

Affordability Calculator

$3,125
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,772
Monthly Property Taxes
$353
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
9/14/2026$439,000 Listed Price

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1097 CARAVAN LOOP, Polk City, FL, 33868 is a Single Family Home for sale at $439,000 with 1,577 sqft and a lot size of 0.16. 1097 CARAVAN LOOP has 2 bedrooms, 2.0 baths, and was built in 2000. The property's zip code is 33868 which is in Polk City, FL

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