103 21st Street # 11 Spirit Lake, IA ^$ 499,000

103 21st Street # 11

^$ 499,000

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103 21st Street # 11

Spirit Lake, IA, 51360

^$ 499,000

Bedrooms3 Baths2.0 Sq 1,728

Monthly Estimate*

^$ 3,446

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Condo for sale in Spirit Lake, IA

for $499,000 with 3 bedrooms and 2 full baths. This 1,728 square foot condo was built in 2024 on a lot size of 0.08.

Amazing opportunity to own a 3-bedroom, 2-bathroom condo on East Lake Okoboji with more than 1,700 square feet of living space! This spacious main-level unit features a great floor plan, underground parking, and a dedicated boat hoist space. The complex has an incredible amenity-focused layout, with the pool positioned right along the lakeside so you can enjoy beautiful lake views while you swim. A great combination of space, amenities, views, and lake access!

Condo Active

Price

^$ 499,000

Bedrooms

Full Bath

Property Type

Condo

Taxes

^$ 4,724

Style

Contemporary

Lot Size

0.08

Year Built

2024

Town/City

Spirit Lake

County/Region

Dickinson

MLS | Web ID

261199

Features

General

Sewer Public Sewer

Construction Stick Built

Heating Forced Air

Association Fee 1

Flood Zone No

Number of Garage Spaces 1

School District Spirit Lake

Architectural Style Contemporary

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Condominium

Yearly Taxes 4724

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 3564

Construction Materials Fiber Cement

Primary City Spirit Lake

Year Built 2024

City Spirit Lake

Total Sq Ft 1728

DOM 25

Secondary City Dickinson County

Postal Code 51360

Price Per Sq Ft Total AG 288.77

Public Remarks Amazing opportunity to own a 3-bedroom 2-bathroom condo on East Lake Okoboji with more than 1 700 square feet of living space! This spacious main-level unit features a great floor plan underground pa

Exterior

Waterfront 1

Garage Type Tuckunder

Waterfront Name East Okoboji Lake

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 2

Full Baths 2

1/4 Baths 0

Basement Style None

* Excluded Features

List By

Michael Jensen

Listing Agent

Jensen Real Estate

Broker

(712) 320-7245

Phone

michael@buygreatlakes.com

Affordability Calculator

$3,840

Per Month

Monthly Principal & Interest: $3,446
Monthly Property Taxes: $394
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Condo listings in Spirit Lake, IA

Average List Price ^$866,624

Percent of Sale Price 74%

About Spirit Lake, IA

5,191 Population

15% Since 2002

^$58,432 Median Income

43.82 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883280 Elementary School

1883298 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/14/2026	$499,000		Listed Price

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103 21st Street # 11, Spirit Lake, IA, 51360 is a Condo for sale at $499,000 with 1,728 sqft and a lot size of 0.08. 103 21st Street # 11 has 3 bedrooms, 2.0 baths, and was built in 2024. The property's zip code is 51360 which is in Spirit Lake, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 10/11/2026.

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103 21st Street # 11

Condo for sale in Spirit Lake, IA

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