424 CEDAR CREEK ROAD Palatka, FL $ 899,000
424 CEDAR CREEK ROAD
$ 899,000
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424 CEDAR CREEK ROAD

Palatka, FL, 32177
$ 899,000
Bedrooms3 Baths3.0 Sq 1,048

Monthly Estimate*

$ 5,676

424 CEDAR CREEK ROAD, Palatka, FL 32177 - Image 1

Single Family Home for sale in Palatka, FL

for $899,000 with 3 bedrooms and 3 full baths. This 1,048 square foot home was built in 1955 on a lot size of 1.26.

125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches designed to take full advantage of the riverfront setting. The impressive outdoor living space includes a 12x56 covered back porch overlooking the river--the perfect setting for morning coffee, family gatherings, entertaining or simply unwinding by the water. A private wood dock with substantial concrete-supported pilings provides direct access to the St. Johns River, while a 1,000-square-foot concrete pad offers incredible potential for an outdoor kitchen or additional entertaining space. There's even a 3-person Jacuzzi ready for relaxing at the end of the day. Inside, you'll find LVP flooring, new carpet, granite countertops throughout the kitchen & baths solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.

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Single Family Coming Soon

Price

$ 899,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 9,834

Style

Single Family Residence

Lot Size

1.26

Year Built

1955

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

O6441756

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Roof Metal
Appliances Built-In Oven Dishwasher Disposal Gas Water Heater Microwave Refrigerator
Zoning RESI
Garage Spaces 4
Patio/Porch Features Porch Rear Porch Wrap Around
Construction Materials Concrete Wood Frame
Year Built 1955
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Putnam
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BUNCHS SUB
Facing Direction East
Garage Y/N true
Total Rooms 9
Full Baths 3
Status Coming Soon
Directions Head south on Hwy 17 toward Palatka. Left on Palmetto Bluff Rd. Left onto Cedar Creek Rd. House is on the right
City PALATKA
Senior Community Y/N false
MLS Area 32177 - Palatka
Lot Size Units Acres
Lot Size Square Feet 54886
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 9834
Additional Parcels Y/N false
Lease Considered Y/N false
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Coming Soon
Occupancy Type Owner
Tax Lot 18
Legal Description PT OF GOVT LOTS 3 & 4 (BUNCH'S S/D UNREC LOT 18) OR110 P699
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N true
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Interior
Interior Amenities Eating Space In Kitchen Open Floorplan Split Bedroom
Flooring Carpet Luxury Vinyl
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Outdoor Kitchen
Water Source Well
Lot Size Area 1.26
Foundation Details Slab
Building Area Total 2324
Lot Size Acres 1.26
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 6
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* Excluded Features
List By
Dogwood Realty

Broker

meshell@dogwoodrealtyfl.com

Email

Affordability Calculator

$6,496
Per Month
87%
13%
0%
Monthly Principal & Interest
$5,676
Monthly Property Taxes
$820
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/14/2026$899,000 Listed Price

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424 CEDAR CREEK ROAD, Palatka, FL, 32177 is a Single Family Home for sale at $899,000 with 1,048 sqft and a lot size of 1.26. 424 CEDAR CREEK ROAD has 3 bedrooms, 3.0 baths, and was built in 1955. The property's zip code is 32177 which is in Palatka, FL