3544 RUBY AVENUE St James City, FL $ 1,249,000
3544 RUBY AVENUE
$ 1,249,000
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3544 RUBY AVENUE

St James City, FL, 33956
$ 1,249,000
Bedrooms4 Baths3.0 Sq 2,950

Monthly Estimate*

$ 7,886

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Single Family Home for sale in St James City, FL

for $1,249,000 with 4 bedrooms and 3 full baths. This 2,950 square foot home was built in 1993 on a lot size of 0.28.

Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living.  Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry.  Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle.  Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home.  This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

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Single Family Active

Price

$ 1,249,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 15,417

Style

Coastal Mid-Century Modern

Lot Size

0.28

Year Built

1993

Town/City

St James City

County/Region

Lee

MLS | Web ID

L4965050

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected Water Connected
Roof Metal
Appliances Bar Fridge Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RS-1
Garage Spaces 2
Patio/Porch Features Covered Enclosed Patio Screened
Architectural Style Coastal Mid-Century Modern
Pool Features In Ground
Security Features Security System
Construction Materials Other
Year Built 1993
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Lee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BAYVIEW ACRES
Facing Direction West
Garage Y/N true
Total Rooms 4
Full Baths 3
Status Active
Directions GPS
High School Ida S. Baker High School
City ST JAMES CITY
Senior Community Y/N false
MLS Area 33956 - Saint James City
Lot Size Units Square Feet
Lot Size Square Feet 12327
Carport Y/N false
Listing Terms Cash Conventional
Spa Features Heated
Elementary School Pine Island Elementary
Land Lease Y/N false
Tax Annual Amount 15417.51
Middle/Junior High School Gulf Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4965050
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot 9
Legal Description BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
Water View Canal
Water Access Type Canal - Saltwater Gulf/Ocean
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Storage Rooms
ILS Total SQFT 1400
ILS Under Air SQFT 1400
Water View Y/N true
Flood Zone Code AE
In Law Suite YN true
In Law Suite Description 1 Bathroom 1 Bedroom Attached Kitchen Private Entrance
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Walk-In Closet(s)
Flooring Ceramic Tile Engineered Hardwood
Furnished Y/N Turnkey
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Balcony Fire Pit Lighting Outdoor Grill Sprinkler Metered
Vegetation Fruit Trees
Parking Features Garage Door Opener Golf Cart Parking
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 12327
Foundation Details Concrete Perimeter Pillar/Post/Pier
Building Area Total 3288
Lot Dimensions 86 x 110
Lot Size Acres 0.28
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
lmarcet@myweston.com

Email

Affordability Calculator

$9,171
Per Month
86%
14%
0%
Monthly Principal & Interest
$7,886
Monthly Property Taxes
$1,285
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Ida S. Baker High School High School High School
Pricing History
DatePricePrice ChangeDescription
9/14/2026$1,249,000 Listed Price

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3544 RUBY AVENUE, St James City, FL, 33956 is a Single Family Home for sale at $1,249,000 with 2,950 sqft and a lot size of 0.28. 3544 RUBY AVENUE has 4 bedrooms, 3.0 baths, and was built in 1993. The property's zip code is 33956 which is in St James City, FL