554 Stearns Street
Cleveland, GA, 30528 $ 1,395,000
Bedrooms2 Baths2.0 Sq 960 Monthly Estimate*
$ 8,808
for $1,395,000 with 2 bedrooms and 2 full baths. This 960 square foot home was built in 1985 on a lot size of 23.68.
Over 1,630 feet of Chattahoochee River frontage on 23.68 private acres - flat, walkable river bottom with rock outcroppings and water you can hear from both cabins. Not river access. River frontage, and a lot of it. Two fully remodeled cabins operate as an established short-term rental business: approximately $97,000 in annual rental revenue across Airbnb, VRBO, self-managed, with two active White County short-term rental licenses that convey to a buyer. Bookings are already on the calendar. Both cabins were rebuilt in 2024: new foundations, rewired, re-insulated, new roofs, new front and back porches, new appliances, water heaters and mini-splits. A year-round spring runs on the property. Site work is done - new culverts, interior roads including a loop to the lower cabin, rock retaining walls, expanded parking, a covered hot tub pad, and an RV pad with water and power. Fiber internet. White County has confirmed in writing that a buyer may expand the existing cabins, or clear both and build a single riverfront residence. The property cannot be subdivided - which means the privacy is permanent. Wildlife is constant: turkey, deer, turtles in the river bottom. Sold fully furnished and turnkey - appliances, furniture, hot tub, outdoor furniture, swings, grills. Lodgify channel manager and Stripe direct-booking system in place. Property taxes currently $4,802; the majority of the acreage is undeveloped and conservation use assessment is available to a buyer. Fifteen minutes to Helen. Ninety minutes to Atlanta. Twenty-three acres on the river where the only thing you hear is the water.
See more
FeaturesGeneralSewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Underground Utilities Water Available
Roof Metal
Appliances Dishwasher Dryer Refrigerator Washer
HOA Fee 0
Patio/Porch Features Deck
Architectural Style Country Ranch Rustic
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Cement Siding Concrete
Year Built 1985
Electric 220 Volts
View River Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Parcel Number 091 025A
Waterfront Features Creek River Front
Community Features None
Accessibility None
HOA Fee 2 0
County White - GA
Property Type Residential
HOA false
Energy Efficient None
Subdivision Name None
Green Energy Generation None
Other Structures None
Full Baths 2
Status Active
Directions From Cleveland follow Hwy 115 E for approximately 6.3 miles. Turn right onto GA-384 S then turn right onto Webster Lake Road. Continue for approximately 1 mile and turn left onto Ashley Drive. Follow Ashley Drive to Hellyer Drive. Hellyer Drive will dead-end into Stearns Street.
High School White County
City Cleveland
Body of Water None
Spa Features None
Elementary School Mossy Creek
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4802
Home Warranty Y/N false
Middle/Junior High School White County
Property Condition Resale
Standard Status Active
Freehold IDX
Corporate Owner None
See more
InteriorInterior Amenities High Ceilings High Ceilings 9 ft Lower High Ceilings 9 ft Main High Ceilings 9 ft Upper
Basement Crawl Space
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Common Walls No Common Walls
Window Features Insulated Windows
Above Grade Finished Area 960
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 2
Below Grade Finished Area 0
Room Type Family Room
Main Level Bedrooms 2
Main Level Bathrooms 2
Kitchen Features Breakfast Bar
Total Baths 2
Primary Bathroom Features Shower Only
Dining Room Features Open Concept
See more
ExteriorExterior Amenities Lighting Private Yard
Fencing None
Parking Features Parking Pad
Lot Features Creek On Lot Private Sloped Stream or River On Lot
Water Source Well
Total Parking 0
Foundation Details Block
Building Area Total 960
Lot Dimensions 0
Lot Size Acres 23.68
Road Surface Type Gravel
Lot Size Source Assessor
Road Frontage Type Private Road
Other Equipment None
Horse Amenities None
See more
* Excluded FeaturesList ByWard Properties Of North Georgia, LlcBroker
alex@wardproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,808
- Monthly Property Taxes
- $400
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cleveland, GA
Average List Price $408,176
Percent of Sale Price 71%
About Cleveland, GA 3,464 Population
55% Since 2002
$ 42,104 Median Income
35.02 Median Age
39% Households with Children
Trends Information provided by ATTOM Data Solutions.
4133825 Elementary School
4508293 Middle School
White County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/14/2026 | $1,395,000 | | Listed Price |