527 W Embargo Street Rome, NY $ 79,900
527 W Embargo Street
$ 79,900
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527 W Embargo Street

Rome, NY, 13440
$ 79,900
Bedrooms3 Baths2.0 Sq 864

Monthly Estimate*

$ 504

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Single Family Home for sale in Rome, NY

for $79,900 with 3 bedrooms and 2 full baths. This 864 square foot home was built in 1920 on a lot size of 0.04.

AFFORDABLE, FUNCTIONAL & FULL OF POSSIBILITY! Homes at this price point are almost impossible to find, making this an excellent opportunity for buyers looking for value and the chance to make a property their own. Or maybe you're looking to dip your toe into property rentals? This is a completely affordable way to kick off your portfolio. Being sold AS IS, this home is fully functional and offers several important updates already in place, while leaving room for cosmetic improvements and personal touches. Although the public record shows just 864 square feet, there is considerably more usable potential than the number suggests. The DRY BASEMENT features a ground level exterior walkout, a finished room, and a second full bathroom with all major components present, though the bathroom needs some finishing work. With its private entrance, the lower level could make an ideal guest space, home office, hobby area, or flexible living quarters. The main level offers a functional kitchen equipped with an electric stove, refrigerator, and microwave, while a high-efficiency forced-air gas furnace, 2022 water heater, and durable metal roof provide some of the big ticket items buyers can appreciate. Pull down attic stairs provide convenient access to additional storage, and new carbon monoxide and smoke detectors are installed on every floor. Centrally located within a stone’s throw of the ice arena, public swimming pool, restaurants, grocery shopping, and everyday conveniences, this is a property where price, location, and potential come together. It may need updating, but it is ready to function today... and for the buyer willing to put in some work, there is plenty of opportunity to unlock even more value. Adding to the value & affordability, the LOW TAXES INCLUDE: Unmetered public water, city sewer, weekly trash & green waste pick up! A practical home, an affordable price, and the kind of opportunity that is getting harder and harder to find.

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Single Family Active

Price

$ 79,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,951

Style

TwoStory

Lot Size

0.04

Year Built

1920

Town/City

Rome

County/Region

Oneida

MLS | Web ID

S1714271

Features
Interior
Interior Amenities SeparateFormalLivingRoom Other PullDownAtticStairs SeeRemarks SolidSurfaceCounters
Basement Full PartiallyFinished WalkOutAccess
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances ExhaustFan ElectricOven ElectricRange GasWaterHeater Microwave Refrigerator RangeHood
Garage Spaces 0.0
Patio/Porch Features Covered Porch
Architectural Style TwoStory
Construction Materials VinylSiding CopperPlumbing
School District Rome
Year Built 1920
Electric CircuitBreakers
Township Not Applicable
Property Subtype SingleFamilyResidence
County Oneida
Property Type Residential
Garage Y/N No
Total Rooms 8
Full Baths 2
Status Active
Directions Most direct route: From the downtown Rome area follow Liberty St west to Expense St and turn right. Turn right on W Embargo. Property is on the right. Parking is on the street or on the city maintain
High School Rome Free Academy
City Rome
Senior Community Y/N No
High School District Rome
Number Of Units Total 0
MLS Area Rome-Inside-301301
Lot Size Units Acres
Lot Size Square Feet 1742.0
Elementary School Gansevoort Elementary
Year Built Details Existing
Tax Annual Amount 3951.0
Middle/Junior High School Lyndon H Strough Middle
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1714271
Standard Status Active
Middle/Junior School District Rome
Elementary School District Rome
Tax Assessed Value 41000
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities SeeRemarks
Parking Features NoGarage Driveway NoDriveway SharedDriveway
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.04
Foundation Details Stone
Building Area Total 864.0
Lot Dimensions 43X43
Lot Size Acres 0.04
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 527
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* Excluded Features
List By
Coldwell Banker Faith Properties R

Broker

(315) 225-9958

Phone

Affordability Calculator

$834
Per Month
61%
39%
0%
Monthly Principal & Interest
$504
Monthly Property Taxes
$329
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5521483 Elementary School
3041021 Middle School
Rome Free Academy High School High School
Pricing History
DatePricePrice ChangeDescription
9/14/2026$79,900 Listed Price

Map


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527 W Embargo Street, Rome, NY, 13440 is a Single Family Home for sale at $79,900 with 864 sqft and a lot size of 0.04. 527 W Embargo Street has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13440 which is in Rome, NY