1014 TOP MINNOW ROAD Saint Cloud, FL $ 465,000
1014 TOP MINNOW ROAD
$ 465,000
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1014 TOP MINNOW ROAD

Saint Cloud, FL, 34771
$ 465,000
Bedrooms3 Baths3.1 Sq 1,989

Monthly Estimate*

$ 3,212

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Single Family Home for sale in Saint Cloud, FL

for $465,000 with 3 bedrooms and 3 full baths, 1 half bath. This 1,989 square foot home was built in 2025 on a lot size of 0.11.

Welcome to 1014 Top Minnow Rd, a beautifully designed home located in the desirable Waters at Center Lake Ranch community in St. Cloud. This spacious 3-bedroom, 3.5-bath residence offers approximately 1,989 square feet of thoughtfully designed living space, a 2-car garage, and a modern open-concept floor plan. The main level features a welcoming great room that flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and a pantry for additional storage. The primary suite is conveniently located on the first floor and includes a private bath and walk-in closet. Upstairs, two additional bedrooms and a versatile loft provide plenty of flexibility for a home office, media area, game room, or additional living space. Enjoy Florida living from the covered lanai and take advantage of the community's impressive amenities, including a resort-style pool, playground, basketball court, dog park, walking trails, and recreational areas. Conveniently located near Narcoossee Road with easy access to Lake Nona, Medical City, shopping, dining, schools, Orlando International Airport, and major Central Florida roadways. Sale is subject to the assumption of the seller's existing loan. Buyer must qualify for and obtain lender approval for the loan assumption. Contact the listing agent for additional information regarding the assumption process and available loan terms. Don't miss the opportunity to make this beautiful St. Cloud home yours. Schedule your private showing today!

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Single Family Pending

Price

$ 465,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,614

Style

Contemporary

Lot Size

0.11

Year Built

2025

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5157301

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Phone Available Sewer Available
Roof Shingle
Appliances Disposal Dryer Electric Water Heater Microwave Range Washer Water Softener
Zoning X
HOA Fee 173
Garage Spaces 2
Architectural Style Contemporary
Construction Materials Block Stucco
Pets Allowed No
Year Built 2025
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name WATERS/CENTER LK RANCH PH 1B
Facing Direction East
Garage Y/N true
Total Rooms 7
Full Baths 3
Status Pending
Directions From FL-417 take Exit 22 for Narcoossee Rd/County Rd 15 and head south on Narcoossee Rd. Continue approximately 8 miles then turn left onto Center Lake Ranch Blvd. Proceed through the first roundabout. At the second roundabout take the third exit onto Twelve Oaks Rd and continue into The Waters at Center Lake Ranch. Follow community streets/signage to Top Minnow Rd and proceed to 1014 Top Minnow Rd.
City ST CLOUD
Association Name Waters at Center Lake Ranch
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 4792
Carport Y/N false
Listing Terms Assumable
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2614.88
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5157301
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 119
Legal Description WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 119
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 173
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Other
Flooring Carpet Laminate
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Total Baths 4
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Exterior
Exterior Amenities Sliding Doors
Water Source Public
Lot Size Area 4792
Foundation Details Slab
Spa false
Building Area Total 2514
Lot Dimensions 0.1103
Lot Size Acres 0.11
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Exp Realty Llc

Broker

ronaldjfox@hotmail.com

Email

Affordability Calculator

$3,429
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,212
Monthly Property Taxes
$218
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/13/2026$465,000 Listed Price

Map


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1014 TOP MINNOW ROAD, Saint Cloud, FL, 34771 is a Single Family Home for sale at $465,000 with 1,989 sqft and a lot size of 0.11. 1014 TOP MINNOW ROAD has 3 bedrooms, 3.1 baths, and was built in 2025. The property's zip code is 34771 which is in Saint Cloud, FL