3866 UNDERWOOD STREET The Villages, FL $ 1,090,000
3866 UNDERWOOD STREET
$ 1,090,000
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3866 UNDERWOOD STREET

The Villages, FL, 32163
$ 1,090,000
Bedrooms3 Baths2.0 Sq 1,976

Monthly Estimate*

$ 6,882

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Single Family Home for sale in The Villages, FL

for $1,090,000 with 3 bedrooms and 2 full baths. This 1,976 square foot home was built in 2014 on a lot size of 0.22.

**NO BOND. 2026 ROOF. HEATED SALTWATER POOL AND SPA. AND A WATER VIEW THAT DOES NOT QUIT.** I am not your ordinary Gardenia. I am tucked away on a quiet cul de sac in the Village of Lake Deaton, I do not do nosy neighbors, I do privacy, impressive outdoor living, and I am a short golf cart ride from Brownwood Paddock Square. Inside, I have 3 bedrooms, 2 bathrooms, and an open layout with **PORCELAIN TILE THROUGHOUT, NO CARPET, NO POPCORN CEILINGS.** My kitchen was built for someone who actually cooks and entertains, with **QUARTZ COUNTERTOPS**, a custom stone backsplash, a brand new KitchenAid refrigerator with an extended warranty, and something you will not find in most Villages homes: **DOUBLE WALL OVENS.** Holiday dinners and poolside parties get a lot easier when you can cook two things at two temperatures without playing musical casseroles. Upgraded ceiling fans with lights carry that same attention to detail through every living space. My second bedroom has built in cabinetry, so it works as a home office, a craft room, or a guest space that actually feels finished. My primary suite has a shiplap accent wall for character, plus **SPLIT CLOSETS**, dual vanities, a **ROMAN SHOWER**, and a **PRIVATE WATER CLOSET.** This is not a bedroom, it is a retreat. My biggest flex is a 28 by 15 OVERSIZED ENCLOSED LANAI, fully under air, wrapped in floor to ceiling sliding doors so you get the view in every season without fighting the weather for it. The current owners turned it into a game room and workout space, which tells you everything about how much usable square footage you are actually getting here. Custom cornice boards finish out the living room and primary bedroom. Outside, my EXPANDED custom birdcage sets up an entertaining and relaxation area with mood lighting that makes ordinary nights feel like something. My lot is fully landscaped, and past that is a wide homesite over peaceful water, so you can fish or launch a kayak from your own backyard whenever the mood strikes. I also come with a Nova Home water system, a ELECTRONIC GARAGE DOOR SCREEN, a custom painted driveway, and a 2 CAR PLUS GOLF CART garage. My attic even has flooring, so you get real storage instead of a crawl space that just collects boxes. No bond and a brand new 2026 roof alone can save you up to six figures compared to new construction. Add a heated saltwater pool, a fully landscaped lot, a water view, and upgrades most homes in this price range do not have, and you are not buying a house. You are buying yourself out of a to do list. Come see me before someone else calls me home.

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Single Family Pending

Price

$ 1,090,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,538

Style

Single Family Residence

Lot Size

0.22

Year Built

2014

Town/City

The Villages

County/Region

Sumter

MLS | Web ID

G5117548

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Street Lights
Possession Close Of Escrow
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Disposal Dryer Microwave Range Washer
Zoning PUD
Garage Spaces 2
Patio/Porch Features Enclosed Rear Porch
Pool Features Heated In Ground Salt Water
Construction Materials Block Stucco
Pets Allowed Number Limit
Year Built 2014
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Sumter
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name VILLAGE OF LAKE DEATON
Facing Direction East
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Pending
Directions Hillsborough Trail to Warnock Road Right onto Cross Hill Drive Left onto Underwood St
City THE VILLAGES
Senior Community Y/N true
MLS Area 32163 - The Villages
Lot Size Units Square Feet
Lot Size Square Feet 9500
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features In Ground
Land Lease Y/N false
Tax Annual Amount 6538
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5117548
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 732
Tax Lot 130
Legal Description LOT 130 THE VILLAGES OF SUMTER UNIT NO. 234 PB 15 PGS 2-2F
Water View Pond
Minimum Lease 1-7 Days
Water Access Y/N false
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Stone Counters Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Porcelain Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Shades Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Rain Gutters Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Parking Features Driveway Garage Door Opener Golf Cart Garage
Lot Features Cul-De-Sac Landscaped
Water Source Public
Lot Size Area 9500
Foundation Details Slab
Spa true
Building Area Total 3226
Lot Size Acres 0.22
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Builder Model Gardenia
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Florida Realty Investments

Broker

robyn@robyncavallaro.com

Email

Affordability Calculator

$7,427
Per Month
93%
7%
0%
Monthly Principal & Interest
$6,882
Monthly Property Taxes
$545
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/12/2026$1,090,000 3.81% Price Up
9/12/2026$1,050,000 Listed Price

Map


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3866 UNDERWOOD STREET, The Villages, FL, 32163 is a Single Family Home for sale at $1,090,000 with 1,976 sqft and a lot size of 0.22. 3866 UNDERWOOD STREET has 3 bedrooms, 2.0 baths, and was built in 2014. The property's zip code is 32163 which is in The Villages, FL