2980 Elsa Avenue Waldorf, MD $ 610,000
2980 Elsa Avenue
$ 610,000
Open House 10/11 1pm - 3pm
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2980 Elsa Avenue

Waldorf, MD, 20603
$ 610,000
Bedrooms4 Baths3.1 Sq 3,659

Monthly Estimate*

$ 3,852

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Single Family Home for sale in Waldorf, MD

for $610,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,659 square foot home was built in 2002 on a lot size of 0.26.

Discover the perfect blend of comfort, space, and functionality in this beautifully maintained 4-bedroom home designed for everyday living and entertaining. The main level features formal living and dining rooms, an inviting eat-in kitchen with updated appliances, a dedicated office space, and a comfortable family room with a fireplace. Upstairs, the spacious primary suite offers a private ensuite bath with a relaxing soaking tub, double vanity, and separate shower. Three additional bedrooms provide plenty of space for a variety of needs. The fully finished basement adds even more flexible living space and includes a full bathroomperfect for a recreation room, home gym, media room, or guest space. Step outside to enjoy the patio and fully fenced backyard, offering a great setting for outdoor dining, entertaining, gardening, or simply relaxing at home. An added opportunity2980 Elsa Avenue is located in a USDA-eligible area, which may allow qualified buyers to take advantage of USDA financing, including the possibility of 100% financing with no down payment. Buyer and property eligibility requirements apply. With generous living space, thoughtful updates, flexible rooms, and multiple financing possibilities, 2980 Elsa Avenue is ready to welcome its next owner.

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Open House

10/11/2026 1:00 PM - 3:00 PM
2980 Elsa Avenue Waldorf, MD
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 610,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 6,546

Style

Colonial

Lot Size

0.26

Year Built

2002

Town/City

Waldorf

County/Region

Charles

MLS | Web ID

MDCH2058892

Features
General
Living Area 3659
Sewer Public Septic Public Sewer
Heating Heat Pump(s)
Cooling Other Central A/C
Possession Settlement
Appliances Built-In Microwave Dishwasher Disposal Dryer Exhaust Fan Microwave Oven/Range - Electric Refrigerator Washer Water Heater
Zoning WCD
HOA Fee 102.00
Garage Spaces 2.00
Architectural Style Colonial
Construction Materials Brick Front Vinyl Siding
School District Charles County Public Schools
Year Built 2002
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 2B
Accessibility None
Assoc Fee Paid Per Annually
County CHARLES
New Construction N
Property Type Residential
HOA Y
Subdivision Name SETTLE WOODS SUB
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Billingsley Road to Bensville Road left on Elsa Avenue right on Fern Hill Street then right on Elsa Avenue to 2980 Elsa Avenue.
City WALDORF
Association Name SETTLE WOODS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 11451.00
Tax Annual Amount 6546.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 225.68
Acceptable Financing FHA VA Conventional Cash USDA
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision SETTLE WOODS SUB
Tax Lot 12
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Interior
Interior Amenities Attic Bar Bathroom - Soaking Tub Bathroom - Walk-In Shower Breakfast Area Built-Ins Butlers Pantry Carpet Ceiling Fan(s) Chair Railings Crown Moldings Dining Area Family Room Off Kitchen Floor Plan -
Heating Fuel Natural Gas
Basement Fully Finished Outside Entrance Rear Entrance Walkout Stairs
Total Fireplaces 1
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2703
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 956
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Basement Foyer Office Bathroom 2 Bonus Room Primary Bathroom Half Bath
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Pool No Pool
Fencing Rear Wood
Parking Features Paved Driveway Public
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway Off Street
Foundation Details Concrete Perimeter
Spa N
Water View Y/N N
Lot Size Acres 0.26
Lot Size Source Assessor
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 141100.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 2980
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* Excluded Features
List By
Samson Properties

Broker

janell@janellrealestate.com

Email

Affordability Calculator

$4,397
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,852
Monthly Property Taxes
$546
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536229 Elementary School
3535165 Middle School
Call School Board High School High School
Pricing History
DatePricePrice ChangeDescription
9/11/2026$610,000 Listed Price

Map


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2980 Elsa Avenue, Waldorf, MD, 20603 is a Single Family Home for sale at $610,000 with 3,659 sqft and a lot size of 0.26. 2980 Elsa Avenue has 4 bedrooms, 3.1 baths, and was built in 2002. The property's zip code is 20603 which is in Waldorf, MD