1020 Garden Street Saint Joseph, MO ^$ 160,000

1020 Garden Street

^$ 160,000

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1020 Garden Street

Saint Joseph, MO, 64504

^$ 160,000

Bedrooms2 Baths1.0 Sq 1,666

Monthly Estimate*

^$ 1,010

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Single Family Home for sale in Saint Joseph, MO

for $160,000 with 2 bedrooms and 1 full bath. This 1,666 square foot home was built in 1952 on a lot size of 0.360009.

This Saint Joseph home offers refreshed interiors, classic hardwood flooring, and useful space across the main level and lower level. The living and dining areas feel bright and comfortable, with large windows and clean neutral finishes. The kitchen includes wood cabinetry, dark appliances, and room for everyday meal prep, while the full bathroom has a tiled tub surround and updated vanity. Multiple bedrooms offer simple, flexible spaces for rest, work, or storage. Recent work includes full interior paint, refinished hardwood floors, exterior paint, garage drywall repairs, cleaning, landscaping, and other handyman updates. A large yard, driveway, one-car garage, city utilities, and additional basement space add practical function. Included 100-Day Home Warranty with buyer activation

Single Family Pending

Price

^$ 160,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,219

Style

Lot Size

0.360009

Year Built

1952

Town/City

Saint Joseph

County/Region

Buchanan

MLS | Web ID

2641726

Features

General

Living Area 1666

Sewer Public Sewer

Heating Forced Air

Cooling Electric

Roof Composition

HOA Fee 0

Garage Spaces 1

Construction Materials Vinyl Siding

Year Built 1952

Property Subtype Single Family Residence

Ownership Private

County Buchanan

Property Type Residential

HOA N

Subdivision Name Other

Garage Y/N Y

Full Baths 1

Status Pending

Directions Head north on S 14th St. Turn left on Garden St. Property is on the left.

High School Benton

City St Joseph

High School District St. Joseph

MLS Area 1131 - Buchanan Co SW-N=I-36;S=Co Line;E=I-29;W=M

Lot Size Units Square Feet

Lot Size Square Feet 15682

Listing Terms Cash Conventional 1031 Exchange VA Loan

Elementary School Hyde

Middle/Junior High School Spring Garden

Public Remarks This Saint Joseph home offers refreshed interiors classic hardwood flooring and useful space across the main level and lower level. The living and dining areas feel bright and comfortable with large

Standard Status Pending

In Flood Plain Unknown

HMS_MaintenanceProvidedYN N

Interior

Basement Finished

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1066

Half Baths 0

Total Bedrooms 2

Below Grade Finished Area 600

Floor Plan Features Ranch

Exterior

Parking Features Attached

Water Source Public

Lot Size Area 15682

* Excluded Features

List By

Opendoor Brokerage Llc

Broker

Affordability Calculator

$1,112

Per Month

Monthly Principal & Interest: $1,010
Monthly Property Taxes: $102
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Joseph, MO

Average List Price ^$269,016

Percent of Sale Price 68%

About Saint Joseph, MO

75,488 Population

1% Since 2002

^$44,477 Median Income

36.95 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1844412 Elementary School

1844410 Middle School

Benton High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/11/2026	$160,000		Listed Price

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1020 Garden Street, Saint Joseph, MO, 64504 is a Single Family Home for sale at $160,000 with 1,666 sqft and a lot size of 0.360009. 1020 Garden Street has 2 bedrooms, 1.0 baths, and was built in 1952. The property's zip code is 64504 which is in Saint Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/6/2026.

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1020 Garden Street

Single Family Home for sale in Saint Joseph, MO

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