102 SE 38th Terrace Cape Coral, FL $ 449,900
102 SE 38th Terrace
$ 449,900
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102 SE 38th Terrace

Cape Coral, FL, 33904
$ 449,900
Bedrooms3 Baths2.0 Sq 1,576

Monthly Estimate*

$ 3,107

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Single Family Home for sale in Cape Coral, FL

for $449,900 with 3 bedrooms and 2 full baths. This 1,576 square foot home was built in 1978 on a lot size of 0.37.

Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale. The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily. Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. BONUS- Solar panels are paid off and average electric bill is only around $100 (buyer to verify). City water and sewer with all assessments paid as well. Make this your little slice of paradise today!!

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Single Family Pending

Price

$ 449,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,154

Style

Ranch, One Story

Lot Size

0.37

Year Built

1978

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026038335

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Negotiable
Roof Shingle
Appliances Dryer Freezer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete In Ground Screen Enclosure Outside Bath Access
Security Features Burglar Alarm (Monitored) Security System
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1978
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Navigable Water Seawall
Community Features Boat Facilities Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Contingency Financing
Energy Efficient Solar Panel(s)
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Pending
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC12 - Cape Coral Unit 7-15
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Spa Features Gunite In Ground
Tax Annual Amount 1154
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026038335
Standard Status Pending
Tax Lot 55
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 26 BLK 852 PB 14 PG 119 LOTS 55 + 56
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Living/Dining Room Shower Only Separate Shower Walk-In Closet(s) Split Bedrooms Workshop
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch Workshop
Total Baths 2
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Exterior
Gulf Access true
Gulf Access Type Bridge(s) Water Indirect
Exterior Amenities Fruit Trees Patio Storage
Parking Features Attached Driveway Garage Paved Two Spaces Garage Door Opener
Lot Features Corner Lot Multiple lots Oversized Lot
Water Source Assessment Paid Public
Lot Size Area 0.37
Spa true
Building Area Total 2059
Lot Dimensions 160 x 100 x 160 x 100
Lot Size Acres 0.37
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Eric Cady

Listing Agent

Shore Line Realty & Associates

Broker

eric@cadygrouprealestate.com

Email

Affordability Calculator

$3,204
Per Month
97%
3%
0%
Monthly Principal & Interest
$3,107
Monthly Property Taxes
$96
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/29/2026$449,900 -5.26% Price Down
9/11/2026$474,900 Listed Price

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102 SE 38th Terrace, Cape Coral, FL, 33904 is a Single Family Home for sale at $449,900 with 1,576 sqft and a lot size of 0.37. 102 SE 38th Terrace has 3 bedrooms, 2.0 baths, and was built in 1978. The property's zip code is 33904 which is in Cape Coral, FL