540 2nd Street Troy, NY ^$ 349,900

540 2nd Street

^$ 349,900

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Recently Listed

540 2nd Street

Troy, NY, 12180

^$ 349,900

Bedrooms6 Baths4.0 Sq 3,496

Monthly Estimate*

^$ 2,209

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Multi-Family Home for sale in Troy, NY

for $349,900 with 6 bedrooms and 4 full baths. This 3,496 square foot home was built in 1890 on a lot size of 0.18.

Great addition to any investor's portfolio! Solid, brick 4-unit apartment building in historic Troy. 2025 Brand new flat roof & shingle roof. Separate utilities! Tenants pay electric, gas, heat, hot water. Long term tenant and rent can be higher. Detached garage great for additional rental income, or just storage or parking. Plus an additional 4 off-street parking spaces. Fully fenced back yard and extra wide side yard. Mix of 2 bedroom and 1 bedroom units. Most units have laundry hookups.

Multi-Family Active

Price

^$ 349,900

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 7,904

Style

Lot Size

0.18

Year Built

1890

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202625859

Features

Interior

Interior Amenities Built-in Features

Basement Exterior Entry

Flooring Carpet Hardwood Laminate

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Double Pane Windows

Above Grade Finished Area 3496.0

Half Baths 0

Laundry Features Electric Dryer Hookup Washer Hookup

Total Bedrooms 6

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 4

General

Sewer Public Sewer

Heating Electric Forced Air Hot Water Natural Gas

Cooling Window Unit(s)

Utilities Cable Connected

Possession Subject To Tenant Rights

Roof Flat Rubber

Garage Spaces 1.0

Patio/Porch Features Rear Porch

Architectural Style Other

Construction Materials Brick

Year Built 1890

Electric Circuit Breakers

Tenant Pays Hot Water Heat Electricity

View City

Property Subtype Quadruplex

County Rensselaer

Insurance Expense 2966.0

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 4

Status Active

Directions From South Troy heading north toward 4th St veer left onto 1st St. Veer right onto 2nd St. House quickly on right.

City Troy

High School District Troy

Number Of Units Total 4

Lot Size Units Acres

Lot Size Square Feet 7840.8

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 7904.0

Electric Expense 0.0

Home Warranty Y/N N

Fuel Expense 0.0

Water Sewer Expense 1000.0

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://app.doaudiotours.com/unbranded?id=30228&lang=en-US

Standard Status Active

Tax Assessed Value 143000

Tax Lot 27.000

Exterior

Exterior Amenities Garden

Fencing Back Yard Chain Link

Parking Features Off Street Garage

Lot Features Level

Water Source Public

Total Parking 5.0

Lot Size Area 0.18

Foundation Details Brick/Mortar

Spa N

Lot Dimensions 78x100

Lot Size Acres 0.18

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 540

* Excluded Features

List By

Adam Nye

Listing Agent

Kw Platform

Broker

(518) 560-0050

Phone

nyeproperties@kw.com

Affordability Calculator

$2,868

Per Month

Monthly Principal & Interest: $2,209
Monthly Property Taxes: $659
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Troy, NY

Average List Price ^$413,235

Percent of Sale Price 18%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/10/2026	$349,900		Listed Price

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540 2nd Street, Troy, NY, 12180 is a Multi-Family Home for sale at $349,900 with 3,496 sqft and a lot size of 0.18. 540 2nd Street has 6 bedrooms, 4.0 baths, and was built in 1890. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 9/21/2026.

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540 2nd Street

Multi-Family Home for sale in Troy, NY

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