13 Horseback Ln Palmyra, VA $ 374,900
13 Horseback Ln
$ 374,900
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13 Horseback Ln

Palmyra, VA, 22963
$ 374,900
Bedrooms4 Baths3.0 Sq 2,810

Monthly Estimate*

$ 2,589

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Single Family Home for sale in Palmyra, VA

for $374,900 with 4 bedrooms and 3 full baths. This 2,810 square foot home was built in 1990 on a lot size of 0.35.

NEW PRICE ? $374,900! Exceptional space and versatility in Lake Monticello! This spacious 4-bedroom, 3-bath home offers 2,810 finished square feet, a large 2-car garage, and a finished terrace level, all tucked near the end of a quiet cul-de-sac street. Enjoy a carpet-free interior with bamboo flooring on the main level, ceramic tile on the terrace level, and a kitchen featuring granite countertops. The finished lower level provides incredible flexibility for a family room, recreation space, home office, or guests. Step outside to an expansive two-level rear deck overlooking the fenced backyard, perfect for outdoor entertaining, pets, or relaxing at home. Additional highlights include winter water views and a BRAND-NEW HVAC system installed in 2026! Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, boating, golf, pool, parks, and playgrounds, with convenient access to Charlottesville. Generous living space, flexible floor plan, and an opportunity to add your personal touches over time!,Granite Counter,Wood Cabinets

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Single Family Active

Price

$ 374,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,685

Style

Ranch/Rambler

Lot Size

0.35

Year Built

1990

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

681751

Features
General
Living Area 2810
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Heat Pump(s)
Roof Architectural Shingle
Appliances Dryer Washer/Dryer Hookups Only Washer
Zoning R-4
HOA Fee 1494.00
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1990
Levels 1
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 896.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Baseball Field Basketball Courts Beach Boat Ramp Club House Golf Club Lake Tot Lots/Playground Swimming Pool
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions From Lake Monticello Main Gate turn left on Jefferson cross the dam turn right on Horseback Lane. Home is near the end on the right.
City PALMYRA
Disclosures Prop Disclosure
HOA Fee 2 Frequency One Time
Tax Annual Amount 2685.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 266.83
Construction Completed Y/N N
Vacation Rental Y/N N
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision MONTPELIER
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Interior
Interior Amenities Entry Level Bedroom
Heating Fuel Electric
Basement Fully Finished Full Walkout Level Windows
Flooring Bamboo Ceramic Tile
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1405
Half Baths 0
Central Air Y/N N
Total Bedrooms 4
Below Grade Finished Area 1405
Room Type Living Room Dining Room Kitchen Great Room Laundry Bonus Room Full Bath Additional Bedroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Water Source Public
Inclusions Kitchen appliances washer dryer
Foundation Details Block
Water View Y/N N
Building Area Total 3314.00
Lot Size Acres 0.35
Water Oriented Y/N N
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Internal Only
Street Number 1 13
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* Excluded Features
List By
Long & Foster - Lake Monticello

Broker

genevievearlinereilly@gmail.com

Email

Affordability Calculator

$2,813
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,589
Monthly Property Taxes
$224
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
10/12/2026$374,900 -3.85% Price Down
9/10/2026$389,900 Listed Price

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13 Horseback Ln, Palmyra, VA, 22963 is a Single Family Home for sale at $374,900 with 2,810 sqft and a lot size of 0.35. 13 Horseback Ln has 4 bedrooms, 3.0 baths, and was built in 1990. The property's zip code is 22963 which is in Palmyra, VA