8817 S Thomas Drive 101 Panama City Beach, FL $ 259,000
8817 S Thomas Drive 101
$ 259,000
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8817 S Thomas Drive 101

Panama City Beach, FL, 32408
$ 259,000
Bedrooms-- Baths1.0 Sq 489

Monthly Estimate*

$ 1,635

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Condo for sale in Panama City Beach, FL

for $259,000 with 1 full bath. This 489 square foot condo was built in 1976.

GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach--no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy! Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy. Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

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Condo Active

Price

$ 259,000

Full Bath

1

Property Type

Condo

Taxes

$ 2,449

Style

Other

Year Built

1976

Town/City

Panama City Beach

County/Region

Bay

MLS | Web ID

214759

Features
General
Sewer Public Sewer
Heating Central
Cooling Electric
Utilities Other Trash Service Cable Connected
Roof Shingle
Appliances Dishwasher Microwave Oven Refrigerator
HOA Fee 525
Garage Spaces 0
Patio/Porch Features Covered
Architectural Style Other
Pool Features In Ground
Construction Materials Other
Exclusions Y
Year Built 1976
Electric Other-See Remarks
Levels Other-See Remarks
Property Subtype Condominium
Tax Year 2025
Parcel Number 34994101000
Waterfront Features Gulf Front
Accessibility Not Handicap Accessible
Assoc Fee Paid Per Monthly
County Bay
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Top Of The Gulf
Garage Y/N false
Full Baths 1
Status Active
Directions East on Thomas Drive go past Signal Hill Golf Course and take a right at your first traffic light then an immediate left. The second right into the parking lot is Top of the Gulf.
High School Other
City Panama City Beach
MLS Area Other
Carport Y/N false
Elementary School Other
Tax Annual Amount 2449.29
Showing Instructions Call Listing Office Occupied
Home Warranty Y/N false
Middle/Junior High School Other
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Freehold IDX BBO
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Interior
Interior Amenities Living/Dining Combo Ceiling Fan(s)
Flooring Vinyl
Fireplace Features None
Air Conditioning Y/N true
Heating Y/N true
Window Features Other-See Remarks
Fireplace Y/N false
Half Baths 0
Total Bedrooms 0
Total Baths 1
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Exterior
Fencing None
Parking Features No Garage
Water Source Public See Remarks
Total Parking 0
Foundation Details Slab
Building Area Total 489
Lot Dimensions 0 x 0
Waterfront Y/N true
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* Excluded Features
List By
Cathy Cole

Listing Agent

Exp Realty Llc

Broker

cathy.cole@exprealty.com

Email

Affordability Calculator

$1,839
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,635
Monthly Property Taxes
$204
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4826967 Elementary School
4826966 Middle School
Other High School High School
Pricing History
DatePricePrice ChangeDescription
9/10/2026$259,000 Listed Price

Map


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8817 S Thomas Drive 101, Panama City Beach, FL, 32408 is a Condo for sale at $259,000 with 489 sqft. 8817 S Thomas Drive 101 has 1.0 baths and was built in 1976. The property's zip code is 32408 which is in Panama City Beach, FL