6N477 IL Route 31 St. Charles, IL $ 1,199,000
6N477 IL Route 31
$ 1,199,000
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6N477 IL Route 31

St. Charles, IL, 60174
$ 1,199,000
Bedrooms4 Baths4.0 Sq 3,108

Monthly Estimate*

$ 8,281

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Single Family Home for sale in St. Charles, IL for $1,199,000 with 4 bedrooms and 4 full baths. This 3,108 square foot home was built in 1955 on a lot size of 2.

Thoughtfully rebuilt in 2019, this riverfront retreat offers exceptional craftsmanship, thoughtful design, and remarkable privacy on 2 wooded acres along the Fox River. Originally an A-frame, this unique waterfront residence has been reimagined and expanded into a spacious, beautifully crafted home that blends distinctive architectural character with modern comfort and a warm, lodge-inspired feel. The 2019 expansion seamlessly introduced the open-concept living and kitchen areas, private primary suite with spa-inspired bath, finished lower level, and attached 1-car garage, all thoughtfully integrated with the home's original character. A detached 3-car garage with fully finished living space above adds an exceptional layer of functionality to the property. Set among towering mature trees, the home is approached by a gated circular drive, providing a rare sense of privacy along the river. Step inside to a welcoming foyer that leads into the bright, open-concept living area, where soaring cathedral ceilings, skylights, and expansive sliding glass doors fill the space with natural light and open to the riverfront deck. A floor-to-ceiling wood-burning fireplace with stone surround creates an inviting focal point for relaxing or entertaining. The custom French-style kitchen is equally impressive, featuring a sprawling granite-topped island with seating, crisp white cabinetry, porcelain tile backsplash, chef-grade appliances (2019), walk-in pantry, and eat-in area. The adjoining family room continues the home's distinctive lodge-inspired character with a custom wood-beamed ceiling and a well-appointed wet bar featuring stainless steel appliances, island seating, and custom shelving. The primary suite features an electric fireplace, a large walk-in closet with custom built-ins, and a sliding glass door overlooking the expansive yard and riverfront setting. The spa-inspired ensuite bath offers dual granite-topped vanities, heated floors, an oversized dual-head walk-in shower, and a multi-seat sauna and steam room with Vichy shower and custom tile. Direct access to the side deck and private hot tub completes this luxurious retreat. Rounding out the main level is a generously sized second bedroom with a large walk-in closet, a third bedroom, a full hall bath with glass-enclosed shower, and a convenient mudroom with access to the attached 1-car garage. The finished lower level provides additional living space with a spacious recreation room overlooking the river, an electric fireplace with a stone surround, a wine room, a full bath, a laundry room, and space to add a potential fifth bedroom. Outside, the riverfront setting truly shines, with a wrap-around porch extending to a spacious deck overlooking the Fox River and open green space, framed by towering trees for exceptional privacy. The deck provides an inviting setting for outdoor dining, summer gatherings, or relaxing in the hot tub, while the grill and riverfront fire pit make entertaining effortless. The fully fenced yard offers plenty of space to enjoy the outdoors, while the quiet river invites fishing, boating, and jet skiing right from home. The detached heated 3-car garage offers abundant space and electrical capacity for hobbies or a workshop. Above, a private entrance leads to fully finished living quarters with a full kitchen and dining area, living room with a Murphy bed, a full bath, and private deck. This versatile space is ideal for guests, a home office, gym, extended living, or potential short-term rental use. Ideally located within the highly rated St. Charles School District 303 and just minutes from downtown St. Charles, this one-of-a-kind Fox River property offers a rare combination of quality construction, thoughtful renovation, wooded privacy, versatile living spaces, and an extraordinary riverfront lifestyle.

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Single Family Active

Price

$ 1,199,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 15,560

Style

Lot Size

2

Year Built

1955

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12749931

Features
General
Living Area 3108
Sewer Septic Tank
Heating Gas Forced Air Sep Heating Systems - 2+ Radiant Floor
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave Dishwasher Refrigerator Bar Fridge Washer Dryer Stainless Steel Appliance(s) Wine Refrigerator Range Hood Water Softener Owned Gas Cooktop Oven
HOA Fee 0
Garage Spaces 4
Association Fee Includes None
Construction Materials Cedar
Year Built 1955
Electric Circuit Breakers 200+ Amp Service
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Lake Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Other Structures Second Garage Second Residence Shed(s)
Total Rooms 10
Full Baths 4
Status Active
Directions RT 31 N TO DRIVEWAY DIRECTLY ACROSS FROM RIVER GRANGE DRIVE
High School St Charles North High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Wild Rose Elementary School
Tax Annual Amount 15560.12
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Cathedral Ceiling(s) Steam Room Sauna Wet Bar 1st Floor Bedroom 1st Floor Full Bath Built-in Features Walk-In Closet(s) Historic/Period Mlwk Beamed Ceilings Open Floorplan Granite Counters
Basement Finished Partial Exposure Rec/Family Area Storage Space Full
Flooring Hardwood
Total Fireplaces 3
Fireplace Features Wood Burning
Half Baths 0
Laundry Features In Unit
Total Bedrooms 4
Room Type Recreation Room Deck Mud Room Kitchen Foyer
Total Baths 4
Bedrooms Possible 4
Bathroom Steam Shower Double Sink Double Shower Soaking Tub
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Exterior
Model RIVER COTTAGE
Exterior Amenities Hot Tub Outdoor Grill Fire Pit Lighting
Parking Features Asphalt Circular Driveway Garage Door Opener Heated Garage Garage Yes Garage Owned Attached Detached Owned
Lot Features Wooded Mature Trees
Water Source Well
Total Parking 12
Foundation Details Concrete Perimeter
Lot Dimensions 122X719X129X743
Lot Size Acres 2
Waterfront Y/N Y
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Multiple Water Heaters Security Cameras Water Heater-Gas
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* Excluded Features
List By
Coldwell Banker Realty

Broker

debora@themckaygroup.com

Email

Affordability Calculator

$9,578
Per Month
86%
14%
0%
Monthly Principal & Interest
$8,281
Monthly Property Taxes
$1,297
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565474 Elementary School
564580 Middle School
St Charles North High School High School
Pricing History
DatePricePrice ChangeDescription
10/17/2026$1,199,000 -4.08% Price Down
9/8/2026$1,250,000 Listed Price

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6N477 IL Route 31, St. Charles, IL, 60174 is a Single Family Home for sale at $1,199,000 with 3,108 sqft and a lot size of 2. 6N477 IL Route 31 has 4 bedrooms, 4.0 baths, and was built in 1955. The property's zip code is 60174 which is in St. Charles, IL