195 SUMMERSET DRIVE Punta Gorda, FL $ 399,900
195 SUMMERSET DRIVE
$ 399,900
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195 SUMMERSET DRIVE

Punta Gorda, FL, 33982
$ 399,900
Bedrooms3 Baths2.0 Sq 1,408

Monthly Estimate*

$ 2,525

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Single Family Home for sale in Punta Gorda, FL

for $399,900 with 3 bedrooms and 2 full baths. This 1,408 square foot home was built in 1988 on a lot size of 0.53.

TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!

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Single Family Active

Price

$ 399,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 684

Style

Florida Key West

Lot Size

0.53

Year Built

1988

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7530166

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Street Lights
Roof Metal
Appliances Cooktop Dishwasher Disposal Electric Water Heater Exhaust Fan Microwave Range Refrigerator
Zoning RSF3.5
HOA Fee 100
Garage Spaces 1
Patio/Porch Features Covered Enclosed Other Rear Porch Screened
Architectural Style Florida Key West
Construction Materials Block Stucco Wood Frame
Pets Allowed Yes
Year Built 1988
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
Community Features Community Boat Ramp River Clubhouse Golf Carts OK
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PEACE RIVER SHORES
Facing Direction Northeast
Garage Y/N true
Other Structures Gazebo Shed(s)
Total Rooms 10
Full Baths 2
Status Active
Directions Take US-41 South toward Punta Gorda. Turn left onto US-17 South toward Arcadia. Continue on US-17 for several miles. Turn right onto Bermont Road/CR-64. Turn onto Summerset Drive in the Peace River Shores area. Continue on Summerset Drive to 195 Summerset Dr.
High School Charlotte High
City PUNTA GORDA
Association Name Peace River Shores HOA
Senior Community Y/N false
MLS Area 33982 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 22900
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Above Ground Heated
Elementary School East Elementary
Land Lease Y/N false
Tax Annual Amount 684.42
Middle/Junior High School Punta Gorda Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7530166
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 127
Legal Description PRS 003 0001 0127 PEACE RIVER SHORES UN 3 BLK 1 LTS 127 & 128 113/409 663/501 851/287 1184/2189 4793/81 PRS 003 0001 0126 PEACE RIVER SH UN 3 BLK 1 NW 1/2 LT 126 320/481 DC544/400 576/1977 770/1393 800/1271 REV/POA1559/356 DC1569/109(LW) POA1571/1083 1990/1937 2
Water View Canal
Water Access Type Canal - Brackish Gulf/Ocean Gulf/Ocean to Bay River
Pet Size Limit Extra Large (101+ Lbs.)
Minimum Lease 1-7 Days
Water Access Y/N true
Monthly HOA Amount 8.33
Water View Y/N true
Flood Zone Code AE*
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Living Room/Dining Room Combo PrimaryBedroom Upstairs Solid Surface Counters Split Bedroom Stone Counters Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Fireplace Features Electric Family Room
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Garden Hurricane Shutters Irrigation System Lighting Rain Gutters Sliding Doors
Vegetation Fruit Trees Mature Landscaping Trees/Landscaped
Fencing Chain Link Fenced Other
Parking Features Driveway Oversized RV Parking
Lot Features Cleared Landscaped Oversized Lot
Water Source Well
Lot Size Area 22900
Foundation Details Slab
Spa true
Building Area Total 1932
Lot Dimensions 80 x 229
Lot Size Acres 0.53
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 1
Road Responsibility Public Maintained Road
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* Excluded Features
List By
NickSellsFlorida@yahoo.com

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Affordability Calculator

$2,582
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$57
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Charlotte High High School High School
Pricing History
DatePricePrice ChangeDescription
9/7/2026$399,900 Listed Price

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195 SUMMERSET DRIVE, Punta Gorda, FL, 33982 is a Single Family Home for sale at $399,900 with 1,408 sqft and a lot size of 0.53. 195 SUMMERSET DRIVE has 3 bedrooms, 2.0 baths, and was built in 1988. The property's zip code is 33982 which is in Punta Gorda, FL