7109 Penny Lane
Elkridge, MD, 21075 $ 445,000
Bedrooms3 Baths3.0 Sq 1,424 Monthly Estimate*
$ 2,810
for $445,000 with 3 bedrooms and 3 full baths. This 1,424 square foot townhouse was built in 2011 on a lot size of 0.02.
Welcome to 7109 Penny Lane, an impeccably refreshed three-level townhome nestled in Howard County's highly coveted Howard Square community, where sophisticated design, sun-filled interiors, and an impressive collection of BRAND-NEW 2026 upgrades create a truly move-in-ready offering. A timeless brick-front exterior accented by black shutters and a storm door sets the tone, while hardwood flooring throughout the homewith no carpetbrings warmth and continuity to every level. Step inside to a bright foyer with fresh paint and an exceptionally versatile entry-level bedroom with a full bath featuring a tub/shower combinationideal for guests, a private home office, or multigenerational livingwith convenient interior access to the one-car garage and an additional driveway parking space. Ascend the hardwood staircase to the heart of the home, where a beautifully reimagined kitchen delivers a striking designer aesthetic with brand-new dual-tone gray cabinetry, upgraded black hardware, luminous Calacatta quartz countertops, an expansive center island, pantry storage, brand-new stainless steel appliances, a stainless steel sink with sleek black faucet, and brand-new tile flooring. Just beyond, step onto your private Trex deckan effortless extension of the living space for morning coffee, al fresco dining, or evenings outdoors. The adjoining family room is washed in natural light and elevated by hardwood flooring and recessed lighting, creating an inviting setting equally suited for entertaining and everyday living. Upstairs, the private living quarters continue with an owners suite featuring a spacious walk-in closet and ensuite bath with an expansive vanity and walk-in shower. A generously sized secondary suite enjoys access to another full bath with a tub/shower, while an upper-level laundry room adds everyday convenience exactly where you want it. Beyond its beautiful cosmetic transformation, this home delivers exceptional peace of mind with major BRAND-NEW 2026 improvements including a furnace (2026), new A/C condenser (2026), new water heater (2026), ALL new stainless steel kitchen appliances (2026), new cabinetry (2026), new Calacatta quartz countertops(2026), new kitchen flooring(2026), brand new washer and dryer (2026), and fresh interior paint (2026). Ideally positioned in Howard Square with convenient access to I-95 and just minutes from shopping, dining, Columbia Town Center, Dobbin Center, Wegmans Grocery store, and Life Time Fitness center, 7109 Penny Lane pairs polished modern living with exceptional connectivity in one of Howard Countys most convenient locations. Turn the key, unpack, and enjoythe transformation has already been completed for you.
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FeaturesGeneralLiving Area 1424
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession 0-30 Days CD Immediate
Zoning CACCL
HOA Fee 52.00
Garage Spaces 1.00
Patio/Porch Features Deck(s)
Architectural Style Colonial
Security Features Carbon Monoxide Detector(s) Fire Detection System Smoke Detector
Construction Materials Frame
School District HOWARD COUNTY PUBLIC SCHOOLS
Year Built 2011
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
Assoc Fee Paid Per Monthly
County HOWARD
New Construction N
Property Type Residential
HOA Y
Subdivision Name HOWARD SQUARE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 11
Full Baths 3
Status ACTIVE
Directions GPS IS BEST!!
City ELKRIDGE
Association Name HOWARD SQUARE HOA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 983.00
Tax Annual Amount 5718.0
Home Warranty Y/N N
Property Condition Very Good Excellent
Structure Type Interior Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 0.00
Price Per Sq Ft Total AG 312.5
Acceptable Financing Cash Conventional FHA VA
Additional Parcels Y/N N
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Tax Lot 17
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InteriorHeating Fuel Natural Gas
Hot Water Natural Gas
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1424
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Foyer Laundry Mud Room Primary Bathroom
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Upper Floor Washer In Unit
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorExterior Amenities Sport Court Street Lights
Pool No Pool
Parking Features Concrete Driveway
Water Source Public
Garage Features Garage - Rear Entry Additional Storage Area Inside Access
Type of Parking Attached Garage Driveway Off Street
Foundation Details Slab
Spa N
Water View Y/N N
Lot Size Acres 0.02
Lot Size Source Estimated
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 165000.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByCummings & Co. RealtorsBroker
sunna@realtorsunna.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,810
- Monthly Property Taxes
- $477
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Elkridge, MD
Average List Price $524,585
Percent of Sale Price 18%
About Elkridge, MD 21,859 Population
88% Since 2002
$ 94,916 Median Income
35.82 Median Age
44% Households with Children
Trends Information provided by ATTOM Data Solutions.
5500562 Elementary School
5500551 Middle School
Oakland Mills High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/6/2026 | $445,000 | | Listed Price |